Life after prison - What happens if Chris is One Day released from prison

[GumballFapper]

You mistake me, sir. I wasn't implying I wouldn't read the details... I was actually asking who if any of you jolly faggots was going to take one for the team and go get first hand details from the hearing.

It's in family court, you can't attend the hearing

 

[A-Stump]

He's going to get sent to some group home and have his internet privileges removed.

Group homes are a meme.

 

[Ken_Penders69]

If chris gets the house and barb gets the boot, maybe chris will get some hookers and blow and party it up

 

[Nicest Person on a Honda]

Let's assume that CWC goes to prison for a short amount of time, say a year (with time served) or he gets probation, either way he would get a social worker.
That social worker would help set him up with a life of some kind. Most PO/SW can find a job that hires felons, housing, social services. All of which Chris would absolutely blow. Christ would fuck up any job that someone finds him, hoard/health himself out of any housing, and get kicked out of any charities that would help him.

 

[Pointless Sperg]

Virginia has "filial responsibility" laws which means these places can potentially go after the children to pay unpaid medical debt.

They aren't usually enforced, but more importantly, the family member is only on the hook as far as their ability to do so is. Chris has no ability to do so, and

It shall be the joint and several duty of all persons eighteen years of age or over, of sufficient earning capacity or income, after reasonably providing for his or her own immediate family, to assist in providing for the support and maintenance of his or her mother or father, he or she being then and there in necessitous circumstances.

The creditors, and potentially Medicaid (if Barb is dead by then), will go after Barb's estate -- specifically 14BC. They will not go after Chris, except on any joint accounts. While Medicaid is allowed to collect from the estate, there is a hardship waiver if the value of the house is below median for the area, which 14BC is substantially below (median, depending on where you look, is $300k-$400k). There is nothing else of value in Barb's estate.

Chris is on the hook if he cosigned the mortgage, but as he has no meaningful assets other than 14BC, that's all they will touch.

If Chris has enough financial aid of some kind to keep all of Barb's debts current along with the mortgage, then he can keep 14BC. If he can't then they'll take the house and if done properly, then bankruptcy can be declared and they will take 14BC away, and Chris will get a check for whatever is left over from the equity, or at minimum $30,000 from homestead + wildcard exemptions.

EDIT:

Correction, I'm a retard and the hardship limit is bottom quartile, not median. I misread the statute. (I read median and 50% while half-asleep, and didn't realize that it means 50% of median, i.e. bottom 25%)

However the house being claimed by Medicaid would still not apply as Chris is disabled and there is an exception for that. The house is thus only subject to the mortgage, and the equity is subject to the unsecured debt.

Also Chris assuming Barb's debt only works if he was a cosigner (in which case he's obligated to, or declare bankruptcy), or if he can persuade the creditors to let him assume the payments.

 

[AnOminous]

They aren't usually enforced, but more importantly, the family member is only on the hook as far as their ability to do so is. Chris has no ability to do so, and

It shall be the joint and several duty of all persons eighteen years of age or over, of sufficient earning capacity or income, after reasonably providing for his or her own immediate family, to assist in providing for the support and maintenance of his or her mother or father, he or she being then and there in necessitous circumstances.

So far as I know, the only state known for enforcing these statutes, especially out of state, is Pennsylvania, and even there, there's a perennial attempt to repeal the statute in the legislature, as these statutes are by and large incredibly unpopular, especially considering the rapacious practices of healthcare providers in absolutely raping people on their end-of-life care.

Not satisfied with screwing the descendants out of their inheritance, they want to rape the descendants out of their own money too.

While Medicaid is allowed to collect from the estate, there is a hardship waiver if the value of the house is below median for the area, which 14BC is substantially below (median, depending on where you look, is $300k-$400k). There is nothing else of value in Barb's estate.

The value might go down even further once they actually examine this hoard-blighted shithouse. If those filthy beagles have been allowed to roam around shitting and pissing everywhere for years, if they have a special spot they prefer, odds are good that any wood beneath, including structural wood, has been irretrievably damaged.

 

[Elbow Greased Strength]

They aren't usually enforced, but more importantly, the family member is only on the hook as far as their ability to do so is. Chris has no ability to do so, and

It shall be the joint and several duty of all persons eighteen years of age or over, of sufficient earning capacity or income, after reasonably providing for his or her own immediate family, to assist in providing for the support and maintenance of his or her mother or father, he or she being then and there in necessitous circumstances.

The creditors, and potentially Medicaid (if Barb is dead by then), will go after Barb's estate -- specifically 14BC. They will not go after Chris, except on any joint accounts. While Medicaid is allowed to collect from the estate, there is a hardship waiver if the value of the house is below median for the area, which 14BC is substantially below (median, depending on where you look, is $300k-$400k). There is nothing else of value in Barb's estate.

Chris is on the hook if he cosigned the mortgage, but as he has no meaningful assets other than 14BC, that's all they will touch.

If Chris has enough financial aid of some kind to keep all of Barb's debts current along with the mortgage, then he can keep 14BC. If he can't then they'll take the house and if done properly, then bankruptcy can be declared and they will take 14BC away, and Chris will get a check for whatever is left over from the equity, or at minimum $30,000 from homestead + wildcard exemptions.

Agreed, it would be extremely unlikely or even illegal for them to try to go after a family member with no assets or ability to try to enforce a judgment on someone like Chris who has no meaningful income besides SSI.

In my experience it has almost always been the children people who ultimately do not qualify for Medicaid but were admitted as such that end up being chased after under these laws (i.e. they were self-pay). However I am not in Virginia so the laws in the states where I have worked with SNFs are somewhat different.

They could theoretically try to go after Cole as her other son but it's extremely difficult if not impossible to enforce a judgment outside of the state. It's also debatable whether Barb would even rise to the level of "immediate family" in his situation. Most likely any unpaid debt will be paid out of the estate similar to others as you noted.

 

[A-№1]

if the value of the house is below median for the area,

And whose fault is that?

14BLC is like a real estate black hole, driving down home values all around it.

the only state known for enforcing these statutes, especially out of state, is Pennsylvania,

I personally know of a case in California where a cult dumped a member at a local hospital (after stripping her of all her assets) when her age and health started to become expensive. California went after her estranged and disinherited children to pay her medical bills, not the cult that had impoverished her.

 

[Pointless Sperg]

Does anyone remember about a year ago, Chris tweeted he was destined to "give birth" to Crystal?

I remember those words. They stood out to me.

The incest crap happened, it kind of got lost in the shuffle

Get it right. It's "give the birth".

The value might go down even further once they actually examine this hoard-blighted shithouse. If those filthy beagles have been allowed to roam around shitting and pissing everywhere for years, if they have a special spot they prefer, odds are good that any wood beneath, including structural wood, has been irretrievably damaged.

I personally know of a case in California where a cult dumped a member at a local hospital (after stripping her of all her assets) when her age and health started to become expensive. California went after her estranged and disinherited children to pay her medical bills, not the cult that had impoverished her.

OK admission here, I was half-asleep when I wrote that. I went back and checked again and it's below the bottom quartile, not the median (phrased as "under 50% of the median price"), which 14BC is above. So that doesn't apply.

However Chris has another out for 14BC. Federal Medicaid law says that Medicaid cannot take the house of someone with a disabled child of any age. Chris is legally disabled. Chris gets to keep 14BC as long as he can manage the debts.

And this is where I have to profess ignorance. I have no idea if Chris is cosigned on Barb's credit card debts, or exactly how large they are. I keep hearing the number of $40k but then I can't find firm info on if this is Barb's debt or Chris' debt, or if it's joint or cosigned. At one point there was also mention of $100k in debt but I don't know if that was all unsecured or if it was counting the mortgage.

I also have no idea on how Chris or Barb ever got an unsecured credit line that large. A bank or combination of banks willing to offer a $100k credit line for two people on a fixed income beggars belief. Back when I was a student making the equivalent of full-time minimum wage I got $6k.

If Chris is not cosigned, then Barb's creditors can decide that they want to raid the estate in full, unless they are willing to reach an agreement for Chris to assume the debt instead of the estate. A refi could cover that but getting the bank to agree is another matter. If there is a trust then Chris could at least discharge all of Barb's debts.

Ironically if Barb doesn't make a trust, Chris might be better off if he cosigned on the debt since then he could just keep paying the card off in installments without forcing a sale of 14BC. (Assuming Cole doesn't come in to take his cut)

Of course Chris is fucked no matter what if he doesn't have someone helping him with the brainwork.

 

[JULAY]

Get it right. It's "give the birth".





OK admission here, I was half-asleep when I wrote that. I went back and checked again and it's below the bottom quartile, not the median (phrased as "under 50% of the median price"), which 14BC is above. So that doesn't apply.

However Chris has another out for 14BC. Federal Medicaid law says that Medicaid cannot take the house of someone with a disabled child of any age. Chris is legally disabled. Chris gets to keep 14BC as long as he can manage the debts.

And this is where I have to profess ignorance. I have no idea if Chris is cosigned on Barb's credit card debts, or exactly how large they are. I keep hearing the number of $40k but then I can't find firm info on if this is Barb's debt or Chris' debt, or if it's joint or cosigned. At one point there was also mention of $100k in debt but I don't know if that was all unsecured or if it was counting the mortgage.

I also have no idea on how Chris or Barb ever got an unsecured credit line that large. A bank or combination of banks willing to offer a $100k credit line for two people on a fixed income beggars belief. Back when I was a student making the equivalent of full-time minimum wage I got $6k.

If Chris is not cosigned, then Barb's creditors can decide that they want to raid the estate in full, unless they are willing to reach an agreement for Chris to assume the debt instead of the estate. A refi could cover that but getting the bank to agree is another matter. If there is a trust then Chris could at least discharge all of Barb's debts.

Ironically if Barb doesn't make a trust, Chris might be better off if he cosigned on the debt since then he could just keep paying the card off in installments without forcing a sale of 14BC. (Assuming Cole doesn't come in to take his cut)

Of course Chris is fucked no matter what if he doesn't have someone helping him with the brainwork.

14 BC might be safe from Medicaid seizure, but it's certainly not safe from the mortgage lender. It's safe to assume that the payment is over $1000 a month, and though Chris's SSDI will increase after Barb dies, there's no way in hell he'll be able to afford the mortgage payment, property tax, and utilities on just his tugboat. So either he would have to get a refi (good luck given his credit score) or get a job (never going to happen). Either way, the fat autist is screwed.

 

[Pointless Sperg]

14 BC might be safe from Medicaid seizure, but it's certainly not safe from the mortgage lender. It's safe to assume that the payment is over $1000 a month, and though Chris's SSDI will increase after Barb dies, there's no way in hell he'll be able to afford the mortgage payment, property tax, and utilities on just his tugboat. So either he would have to get a refi (good luck given his credit score) or get a job (never going to happen). Either way, the fat autist is screwed.

Chris will not get a job. Let me explain why. Even if Chris worked full time minimum wage (and he's a tard so that's all he could get if he could even hold down a job), 40 hours a week and never taking a day off or having his hours cut, he would make $1900/mo, and that's not even counting taxes. Chris probably makes almost that much on his tugboat.

We don't know exactly what Chris gets. Chris gets 75% of whatever Bob's monthly retirement benefit was. The median retirement benefit in Virginia in 2020 was 1,545.50, so with a couple years of COLA, if Bob made a median income, Chris would be getting about $1200. However Bob was an engineer and probably significantly better paid than the median wage, so it's probably somewhat higher.

Bob retired at age 60, which would hurt his benefits, but we do know he was not well, and thought he did not have long to live, so if he was ruled disabled, then it would not hurt his benefits. Bob is a smart man so I don't think he would retire 5 years early without a plan.

SSDI of a disabled adult child is calculated based on whichever parent's benefit is higher, and it's pretty much guaranteed that Bob's (were he alive) is higher, so Barb's benefits do not come into play, really, except against family maximum.

This is a completely unscientific guess, but based on current median wage vs median wage for an engineer (*1.33 and I know that ratio would probably be different back then, like I said, unscientific), Bob's benefit should be about $2055.65 in 2020. Calculating in COLA for 4.7% 2021 and 5.9% 2022, that's $2279.25, Meaning Chris's monthly tugboat should be up to about $1700 by now. With Chris and Barb collectively capped at the family maximum.

I do not have the spoons to try to calculate their family maximum or if they're even hitting it. That limitation goes away anyway after Barb dies.

The mortgage payment was previously reported as $900, though I don't know how accurate that is.

Regardless, the tugboat is capable of supporting the mortgage, taxes, and utilities.

The problem is supporting the credit card debt. Chris would have to find some other means of funding. This is where section 8 comes in. If Chris rents a room at 14BC from Barb with HCV funds (if his social worker fast tracked him), then he should have enough to cover the debts. After one year he would qualify for HCV mortgage payments, as he would be a first-time homeowner, so if Barb lived for one more year he'd be safe.

I realize this is all fucking fantasy and Chris is almost certainly fucked, just saying that there is a way out if somebody figured it out and figured out how to stop Chris from fucking it up.

 

[A-№1]

14 BC might be safe from Medicaid seizure, but it's certainly not safe from the mortgage lender.

Cole is the real wild card there. If Cole comes looking for Free Real Estate, Chris is fucked.

The bank might (through some miracle or oversight) let Chris continue making payments on the current debt, but there's no way he could refi it to keep 14BLC and pay off Cole's share, and that's assuming Cole merely wants to take the money and run.

Regardless, the tugboat is capable of supporting the mortgage, taxes, and utilities.

But not the mortgage, taxes, utilities, and some lego. Chris would not be able to maintain his preferred lifestyle, and we all know how Chris prioritizes his spending.

I realize this is all fucking fantasy and Chris is almost certainly fucked, just saying that there is a way out if somebody figured it out and figured out how to stop Chris from fucking it up.

There are definitely ways Chris could surf the system, but Chris is not a surfer. Chris is a floater.

 

[AnOminous]

I personally know of a case in California where a cult dumped a member at a local hospital (after stripping her of all her assets) when her age and health started to become expensive. California went after her estranged and disinherited children to pay her medical bills, not the cult that had impoverished her.

Scientology is pretty notorious for that.

 

[Montreal Duran]

If chris gets the house and barb gets the boot, maybe chris will get some hooked and blow and party it up

The GREAT Ending

 

[Galeocerdo]

I was thinking about this whilst watching the Comp. History (as before this I had little to no exposure on CWC until signing up to KF and doing some reading), having given the videos a long hard watch I figured I'd throw my 2 cents into the ring.
CWC ain't changing in prison, since they will not be in any form of gen pop or anywhere with the prison lot to really learn how to become "Normal", they will be likely placed in with the crazies, or in some form of solitary confinement. While they will recieve "Mental health treatment" we all know it'll be enabling bullshit seeking to make them 'feel comfortable' about their choices, rather than directly challenging them and trying to turn them into a functioning adult (because we can't possibly tell an autistic tranny loser the truth or the left crowd will lose their shit).
This will cause CWC to further regress into their fantasy world to escape the reality they're faced with, they will keep recieving "fanmail" for the 5-10years from weens/christorians who will have to play into their believe of their situation (As we know anything will be screened before going to them, I imagine anything seen as criticizing or negative is thrown into the bin with only positive words and encouragement finding their way to CWC) this will further reinforce in their head that they're in the right and only serve to increase their reluctance to become normal. To cite a case of this, look what happened when Null and the "Main trolls" stopped fucking with Chris and tried to help them, she felt enabled to then become more lazy, beg for donations for "life expenses" then spend that money on toys and junk they simply did not need and was enabled to do so. This is essentially the same situation but ALL trolling and criticism is removed, they will only see "positive" encouragement for their state of being.
Upon leaving prison they will be placed in some form of social care which will provide an apartment, possibly a job and the basics. With how sheltered and irresponsible CWC has proven themselves to be, they will lose this property and protection within a year as they will do what they always have done instead of maintaining the job and the apartment. Namely being a lazy man-child who just wants to be ass-kissed online and take the easy way out, they will get fired within 1/2 months for some dumbfuckery, lose the apartment within another couple of months as I think the "Tugboat" will be sick of giving her a free-ride and will be left out on the streets to become a target for weens/trolls looking to get a rise out of them similar to how the Germans fuck/fucked with Drachenlord.
All of this will be on the internet as you can guarentee the first thing they will spend money on will be internet access, either via a phone, laptop, PS8 or wtfever she can get her mitts on. she will immediately expose her life to the weens/trolls, telling them all her details (workplace, phone number, address) and they will fuck with their life "for teh lulz" or because they think that it's "Appropriate justice" for pounding that barbussy (Because kids these days use "trolling" as a form of vigilantism in some cases idfk).
Anyone thinking a 50+yo enabled manchild autistic sperg like Chris will suddenly change their ways when they have long since gone past the point of no return is crazy. We've seen people endlessly spend months and months, even years, trying to get through to Chris how to be a normal functioning person in society. Chris has spent the entire time stress sighing, burying their head in the sand and playing with toys to escape the reality they don't wish to face. I doubt this'll change because "They are in a small room with 3 hots and a cot", you can guarentee that cell will be covered in drawings of sonichu and other stuff as they escape harder into their fantasy world.

 

[Ophelia]

CWC ain't changing in prison,

Why do you think Chris is going to prison?

since they will not be in any form of gen pop or anywhere with the prison lot to really learn how to become "Normal",

Genpop doesn’t teach people to be “normal.”

(As we know anything will be screened before going to them, I imagine anything seen as criticizing or negative is thrown into the bin with only positive words and encouragement finding their way to CWC)

Do prison mail screeners do this?

… and tried to help them, she

Pick a pronoun, please.

Upon leaving prison they will be placed in some form of social care which will provide an apartment, possibly a job and the basics.

I think the "Tugboat" will be sick of giving her a free-ride

SSDI doesn’t work that way. It’s not a person who can tire of Chris.

All of this will be on the internet as you can guarentee the first thing they will spend money on will be internet access, either via a phone, laptop, PS5 or wtfever she can get her mitts on.

Chris has been fine without the net for a year now. I can’t blame anyone for thinking of a phone with wifi as a necessity in this day and age, in any case.

Anyone thinking a 50+yo enabled manchild autistic sperg like Chris will suddenly change their ways when they have long since gone past the point of no return is crazy.

He’s only just forty, but I think most people who still held onto hope regarding him changing finally gave up when they saw his smugshot. The remainder are either naïve or otherwise stupid, yes.

 

[Galeocerdo]

Why do you think Chris is going to prison?


Genpop doesn’t teach people to be “normal.”


Do prison mail screeners do this?


Pick a pronoun, please.





SSDI doesn’t work that way. It’s not a person who can tire of Chris.


Chris has been fine without the net for a year now. I can’t blame anyone for thinking of a phone with wifi as a necessity in this day and age, in any case.


He’s only just forty, but I think most people who still held onto hope regarding him changing finally gave up when they saw his smugshot. The remainder are either naïve or otherwise stupid, yes.

- They'll be going to some form of long term detention. most likely a mental institution but ultimately they did perform a felony crime so..
- Hence the usage of the quote marks. Obviously anyone who is flung to the wolves of Gen Pop will not come out the same or anywhere near normal, but compared to what CWC is now? I imagine there's always a possibility of being shocked into a more normal sense of mind. But also upon retrospect probably not and is more likely to just become more reclused to their fantasy ways.
-I'll go with the They/them, keeping up with what they call themselves is a fucking pain and ultimately confusing.
-From what we have seen of the letters being sent back, only the ones which seem "Positive" would be getting through, I highly doubt (given they're in some form of mental institution right now) that the carers are going to allow CWC to see anything which might cause upset, anger or "emotional distress".
-I can't speak for American disability/Welfare systems, but I know here that they do a lot of checking into your finances and what you're spending your welfare on. I suppose if this was the case in America they'd of lost that access years ago realising they do not use it in any manner which is, I guess, "for neccessary bills" and such. You never know things might change between time (Especially with the current economic crisis) that makes things like SSDI and so on more restrictive and invasive into someone's exspenditures. Although this is strictly speculative. If I am wrong and they'll just keep funding CWC I imagine CWC won't use the money correctly and will, instead, spunk the money up the wall for dumb shit the second they get the chance, rather than handling life expenses (I also don't know if there would be any "Control" in place to help them with managing money. I don't, again, know the American system that well but I know our English """"""much cushier""""" welfare system doesn't unless you have a legal guardian or full time carer to do it for you.)
- CWC has done well without the internet within an environment where he simply doesn't have a lick of access to it and is "constantly paid attention to" so it could be seen as a temporary replacement. The second they leave for the real world once again they will not have the constant monitoring and attention (outside of the internet) so I imagine they will hop straight back on at the first immediate oppurtunity. I also do agree that internet/smartphone is a necessity and this will only be more true in the future, but if the past 20 years are any indicator, CWC will not use it for anything different than what they have done.
- Maybe, there's always a chance for change. I just do not believe CWC will considering they penname themselves as "Jesus" and still holds onto the belief of a "cartoon reality dimensional combination" or w/e which they've held onto for a year already, they certainly seem more positive but in my eyes at least, there's no real indicator they're starting to understand reality, more that they're regressing harder into their fantasy.

 

[LargeChoonger]

They/them.

I prefer nigger/faggot

 

[A-№1]

Scientology is pretty notorious for that.

Well I wasn't going to name them, but yeah. These days they're more a sleazy real estate hustle than a proper cult.

Do prison mail screeners do this?

For someone like Chris? It would be more trouble than he's worth. They'd just check for contraband, photocopy the contents, and pass on the photocopies to Chris. Who has time to actually read his mail?

 

[Ophelia]

- They'll be going to some form of long term detention. most likely a mental institution but ultimately they did perform a felony crime so..

You need to read the FAQ, my friend. Unless something changes, Chris isn’t being charged with a felony. Most of us think if the prosecutor was going to wobble his charge up to a felony, he would have done it by now. It’s likely Chris will be out by August. The court legally has to find him somewhere to go, but we don’t know what that entails. It might possibly even involve him returning to 14blc.

- Obviously anyone who is flung to the wolves of Gen Pop will not come out the same or anywhere near normal, but compared to what CWC is now?

Would Chris be better off if he were brutalized in prison? No.

-I'll go with the They/them, keeping up with what they call themselves is a fucking pain and ultimately confusing.

People are going to autistically tease you for it, just as a warning. I use the masculine because I’ve been following him for so long it’s habit.

-From what we have seen of the letters being sent back, only the ones which seem "Positive" would be getting through,

The letters are not being screened. He’s getting photocopies of everything and discarding whatever he doesn’t like on his own.

I highly doubt (given they're in some form of mental institution right now)

He’s back in ordinary jail.

that the carers are going to allow CWC to see anything which might cause upset, anger or "emotional distress".

That would depend on a lot of things we don’t know about.

-I can't speak for American disability/Welfare systems, but I know here that they do a lot of checking into your finances and what you're spending your welfare on.

I think it depends on where you live here, but Chris and Barb have been spending their boats on whatever they want. But they do pay the minimum when it comes to bills etc. He’ll sigh and ebeg for toy money pretending it’s for bills, but he has shown himself to be capable of doing the minimum.

- Maybe, there's always a chance for change. I just do not believe CWC will considering they penname themselves as "Jesus" and still holds onto the belief of a "cartoon reality dimensional combination" or w/e which they've held onto for a year already, they certainly seem more positive but in my eyes at least, there's no real indicator they're starting to understand reality, more that they're regressing harder into their fantasy.

The fantasy might be keeping him from completely coming apart and having a mental break. If he could only keep to himself and not bother or harm anyone else it doesn’t matter if he wants to pretend to think he’s Jesus or even if he actually thought he was Jesus. Lots of people do. His problem is the underlying arrogance. The Jesus larp is just a symptom of it.