That and the concept of emergencies seems to be pretty alien to him. He knows bad stuff happens, he can even see some stuff coming, but most of the time he has this weird view of the world like warped karma, he thinks since he's a good person bad things just won't happen to him since he doesn't deserve them to and if they do it's always someone else's fault, never his, hence he can still get someone else to pay for it. He's the hero of his story and in his stories bad things don't tend to happen to the hero unless they can be fixed in a matter of seconds.