Amber's finances - assumptions galore

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darkwingosonichugorl said:
I'd estimate Amber is around the $2 CPM range. She apparently crams in tons of ads and she has a not tech savvy audience, so less adblock.

She's making enough money like $50k/year when you add in the livestream superchat bombs she does every month or so and she probably has a few behind the scenes paypigs.

Also, remember that people used to make a LOT more on Youtube a couple years ago, I'd guess at least double CPM they get now, and Amber must still have some of that money saved.

So, Amber is just blowing through her savings and will probably go in debt like the average Youtube "success" story, which sadly tbh is what she should do. Amber could declare bankruptcy and easily get it. Amber could plead for SSI once she's broke and would eventually get it. Or Amber will die at a young age which we all know is quite possible.
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Non-American here so got a question: Assuming if and when Amber goes broke what will happen to her living situation? Does American unemployment / benefits help with rent or will they make her move someplace cheaper? I’m absolutely fascinated if it’s the latter as she’s so fat she might say she’s unable to and there you go, government funded (aka free) luxury apartment..

Well played Amber, well played.
 
Surprised Pikachu said:
Non-American here so got a question: Assuming if and when Amber goes broke what will happen to her living situation? Does American unemployment / benefits help with rent or will they make her move someplace cheaper? I’m absolutely fascinated if it’s the latter as she’s so fat she might say she’s unable to and there you go, government funded (aka free) luxury apartment..

Well played Amber, well played.
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In theory, yes but but for Amber specifically because in order to get unemployment, you have to have some sort of regular job. Since she's a youtuber, she's probably considered an independent contractor and they have a whole different set of tax stuff they deal with. I'm not totally sure because their filing is different but I wouldn't be surprised if she just needs to have money in the bank. She might qualify for disability though but, again, if she's an independent contractor I'm not sure about the in's and outs of all that.
 
Surprised Pikachu said:
Non-American here so got a question: Assuming if and when Amber goes broke what will happen to her living situation? Does American unemployment / benefits help with rent or will they make her move someplace cheaper? I’m absolutely fascinated if it’s the latter as she’s so fat she might say she’s unable to and there you go, government funded (aka free) luxury apartment..

Well played Amber, well played.
Click to expand...

Naw, at that point all assets would have to be gone. SSI(federal/state) takes YEARS to get, first applications are generally all denied. Then you'd have to appeal. There are lawyers who specialize in appealing SSI cases and if they win take a big chunk in payment, but there's no guarantee of winning. All this time there has to be no income, no working--cause that would mean you didn't NEED SSI. They're basically hoping the applicant either dies or gives up and goes to live under a bridge somewhere.
HUD (housing and urban development) which helps with rent, has an insane waiting list and wouldn't give Al enough to live in her "luxury" apartment anyhow.
Now, welfare (social services, county/state)- same with the no assets but at that point Al could get Medicaid and Food Stamps rather easily. Cash assistance, however,is another animal entirely. Many hoops to jump through and they keep a very close eye on you with the main aim of getting you back to work, any work.
Bottom line is no one on public assistance is living the high life and getting off it once you're on is very difficult.
Also, Amber is an idiot and FAT.
 
marjoram said:
Naw, at that point all assets would have to be gone. SSI(federal/state) takes YEARS to get, first applications are generally all denied. Then you'd have to appeal. There are lawyers who specialize in appealing SSI cases and if they win take a big chunk in payment, but there's no guarantee of winning. All this time there has to be no income, no working--cause that would mean you didn't NEED SSI. They're basically hoping the applicant either dies or gives up and goes to live under a bridge somewhere.
HUD (housing and urban development) which helps with rent, has an insane waiting list and wouldn't give Al enough to live in her "luxury" apartment anyhow.
Now, welfare (social services, county/state)- same with the no assets but at that point Al could get Medicaid and Food Stamps rather easily. Cash assistance, however,is another animal entirely. Many hoops to jump through and they keep a very close eye on you with the main aim of getting you back to work, any work.
Bottom line is no one on public assistance is living the high life and getting off it once you're on is very difficult.
Also, Amber is an idiot and FAT.
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Very informative. Would HUD help her to stay in this apartment or would they direct her to council housing or welfare housing, whatever it is called in Kentucky?

I believe that there was a scandal in Kentucky a few years ago where a judge, lawyers and doctors were caught falsifying records for disability and quite a few people have lost their disability benefit because f it. Thus, it may be more difficult for anyone claiming disability to get such benefits. There was a documentary on it a while ago.
 
If Amber's been playing it legit, then she should be paying her self-employment taxes. After 10 years, she should have enough credits to recieve SSDI. She might even have a high enough income to get close to the maximum benefit amount which is right around $3000 a month.

She'd have to pay Medicare premiums and this income would disqualify her from any income-based assistance, but she could live comfortably enough without doing a darn thing but eating herself to death.
 
marjoram said:
Naw, at that point all assets would have to be gone. SSI(federal/state) takes YEARS to get, first applications are generally all denied. Then you'd have to appeal. There are lawyers who specialize in appealing SSI cases and if they win take a big chunk in payment, but there's no guarantee of winning. All this time there has to be no income, no working--cause that would mean you didn't NEED SSI. They're basically hoping the applicant either dies or gives up and goes to live under a bridge somewhere.
HUD (housing and urban development) which helps with rent, has an insane waiting list and wouldn't give Al enough to live in her "luxury" apartment anyhow.
Now, welfare (social services, county/state)- same with the no assets but at that point Al could get Medicaid and Food Stamps rather easily. Cash assistance, however,is another animal entirely. Many hoops to jump through and they keep a very close eye on you with the main aim of getting you back to work, any work.
Bottom line is no one on public assistance is living the high life and getting off it once you're on is very difficult.
Also, Amber is an idiot and FAT.
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Apparently (correct me if I'm wrong), not even Necky should be entitled to Medicaid and other benefits, if your partner (don't need to be married on paper) make enough money to exceed the maximum household amount for the Medicaid she should lose it.
One can argue that Necky and Hambo are not partners but "housemates", but in all videos they proved otherwise insisting that they are lovers and sleep in the same bed and they are indeed in a partners relationship, Necky shouldn't be able to have medicaid at all.
By the look of it even Hambo managed to get all her medical bills footed by the govern. for a medical system so "well known" tough and unfair, The Beast and the Thumb seem to be playing it like a fiddle.
Suck that you all losers who have to pay for your health insurances.
 
Exactly that is the insanity buying $60 dresses which CLEARLY do not fit just to larp as a skinnier person is crazy. She keeps saying size 4 fits her. BITCH YOU ARE WEARING FULL LENGTH DRESSES AS TOPS!!!!! the fabric is designed to go straight down so stretching it is no beauno because it will either go tubular or rip. She is not revealing logos and some of the stuff has been questionable at a 4X.

In terms of her revenue though she is probably getting $100 bucks a vid now and that is generous so her spending in contrast is crazy. Fuck me's tracking mid august had her spending 3-4k documented on camera. Shits wild.
 
Billie Ross said:
Apparently (correct me if I'm wrong), not even Necky should be entitled to Medicaid and other benefits, if your partner (don't need to be married on paper) make enough money to exceed the maximum household amount for the Medicaid she should lose it.
One can argue that Necky and Hambo are not partners but "housemates", but in all videos they proved otherwise insisting that they are lovers and sleep in the same bed and they are indeed in a partners relationship, Necky shouldn't be able to have medicaid at all.
By the look of it even Hambo managed to get all her medical bills footed by the govern. for a medical system so "well known" tough and unfair, The Beast and the Thumb seem to be playing it like a fiddle.
Suck that you all losers who have to pay for your health insurances.
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Technically, no, Becky should not be receiving Medicaid. She and Amber are not roommates. In a typical roommate situation, Becky would be expected to contribute toward the rent and utilities and then be responsible for her own living expenses.

The actual scenario is more like a married couple with a sole income earner, which is Amber. A portion of Amber's income should be "deemed" available for Becky's use. This "white trash" type of arrangement is how most couples bend the rules by living together and never getting married. It's so prevalent that the feds pretty much look the other way in most cases.
 
Beetus Knuckles said:
If Amber's been playing it legit, then she should be paying her self-employment taxes. After 10 years, she should have enough credits to recieve SSDI. She might even have a high enough income to get close to the maximum benefit amount which is right around $3000 a month.

She'd have to pay Medicare premiums and this income would disqualify her from any income-based assistance, but she could live comfortably enough without doing a darn thing but eating herself to death.
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SSDI and SSI are two entirely different programs. Amber has only started to make lots of money in the last couple years. Before that she just sucked the life blood out of her partner's families. Pretty sure she only started worrying about taxes in the last couple of years too. Theoretically, if her income remains at the fuck you level for 10+ years she could make that amount of money but I doubt that's gonna happen. If she somehow gets approved for SSI she won't break $1000 a month. HUD would never give her enough to keep that apt. She'd go back to her roots, a crappy trailer or crappy apt.
As far as SSI or welfare are concerned Al and the Thumb are separate entities. Thumb has no income, she probably IS on medicaid. Medicare is for people 65 and over, medicaid is what Al would be on if she spent her way into the poor house and you don't have to pay into that.
And just for clarity's sake, I am not in Kentucky. Therefore I cannot smell her..
 
literally low-key said:
Why isn't she complaining about all the medical bills coming in? Did she pull some kind of scam on the hospital?
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shes probably just not going to pay them, honestly. A lot of people don’t and the debt doesn’t count against you the way something like a credit card would when someone runs your credit. Worst case scenario, they can just use Becky’s credit for whatever they need until everything falls off her report. I had a lot of medical bills from getting sick in my very early 20s that I couldn’t afford to pay at the time and they were all gone by the time I was 30.
 
marjoram said:
SSDI and SSI are two entirely different programs. Amber has only started to make lots of money in the last couple years. Before that she just sucked the life blood out of her partner's families. Pretty sure she only started worrying about taxes in the last couple of years too. Theoretically, if her income remains at the fuck you level for 10+ years she could make that amount of money but I doubt that's gonna happen. If she somehow gets approved for SSI she won't break $1000 a month. HUD would never give her enough to keep that apt. She'd go back to her roots, a crappy trailer or crappy apt.
As far as SSI or welfare are concerned Al and the Thumb are separate entities. Thumb has no income, she probably IS on medicaid. Medicare is for people 65 and over, medicaid is what Al would be on if she spent her way into the poor house and you don't have to pay into that.
And just for clarity's sake, I am not in Kentucky. Therefore I cannot smell her..
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It seems like that I've been watching her for longer than that, but it's actually not been that long since the Destiny era. I guess when all you do is shop and eat every frigging day, it seems much longer.
 
mythical mother said:
shes probably just not going to pay them, honestly. A lot of people don’t and the debt doesn’t count against you the way something like a credit card would when someone runs your credit. Worst case scenario, they can just use Becky’s credit for whatever they need until everything falls off her report. I had a lot of medical bills from getting sick in my very early 20s that I couldn’t afford to pay at the time and they were all gone by the time I was 30.
Click to expand...
mythical mother said:
shes probably just not going to pay them, honestly. A lot of people don’t and the debt doesn’t count against you the way something like a credit card would when someone runs your credit. Worst case scenario, they can just use Becky’s credit for whatever they need until everything falls off her report. I had a lot of medical bills from getting sick in my very early 20s that I couldn’t afford to pay at the time and they were all gone by the time I was 30.
End quote


That’s the good old 7 year nonpayment plan! I’ve relied on it myself
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IIRC, April 2018 was the first month Amber claimed to have earned $10k.
 
I'd say the spending spree we're seeing is the result of the coronavirus lockdown and Amber's self-imposed homebound period. She actually might have saved a bit of money because stores and resturants were shuttered or takeout-only. Now that's living in Lex , gorl's gotta pop some tags. She'll overextend herself pretty soon at this pace and we'll see more desperate measures in her content.
 
ladyarcher said:
I wonder if they got a cash injection from a life insurance policy after Becky"s mom passed away.
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I highly doubt it. Norma couldn’t afford insurance or a tag for her vehicle, so Becky had to drive her to her appointments. Her and her husband lived in an old trailer. They infamously both set up GoFundMe’s when they got sick. These aren’t the type of people who pay for life insurance. At most, she had burial insurance.

Now, her husband is a vet, so he might have something for when he dies, but it sure as hell isn’t going to Becky. He has a daughter and owes his ex @FrazzleCakes a bit of money.
 
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