Containment What will happen when Barb dies?

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AnOminous said:
All Barb has to leave to him is debt. And he isn't obligated in any way to pay that. Her will doesn't mean shit.
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That's not true. The home is in her name and Bob's name, not Chris'. Also, if that debt is secured, the estate is obligated to pay it. Unless she has a will, Cole and Chris are 50-50 on the home, and if she has secured debt the estate would be liable to pay it. The court would be administering the estate if there is no Will, therefore Chris couldn't even attempt to screw them. They might be nice and forgive the debt, but in this case that's not likely.
 
Marvin said:
Yeah, But all Barb would leave is debt. Not positive value.
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Does she really owe more than 14BC is worth? I would be really surprised to hear that, but I suppose anything is possible.

yawning sneasel, you make a really good point about Cole being equally (legally) entitled to the balance of Barb's estate if she doesn't make a will. Also, imagining Chris trying to be the executor or administrator of an estate gives me prickly wicklies. That shit is hard fucking work.
 
yawning sneasel said:
That's not true. The home is in her name and Bob's name, not Chris'. Also, if that debt is secured, the estate is obligated to pay it. Unless she has a will, Cole and Chris are 50-50 on the home, and if she has secured debt the estate would be liable to pay it. The court would be administering the estate if there is no Will, therefore Chris couldn't even attempt to screw them. They might be nice and forgive the debt, but in this case that's not likely.
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The estate pays the debt out of what Barb had. It does not have to pay any debts out of assets that are not part of the estate. Chris cannot inherit a negative balance, and anything he owns seperately from Barb is his. One exception could be a house that is mortgaged underwater, in which case he can walk away (I think even without affecting his credit score). Other potential pitfalls are any debts he cosigned for, whether or not they had anything to do with him. Also, if the estate is really worth absolutely zero, he would be responsible for any costs surrounding her death, like funeral costs or probate fees.

You are right that, absent a will, Chris and Cole split any assets that remain. Which I guess would be shitty for Chris. On the bright side, it could mean he has to leave 14BLC. I think he would be better off leaving 14BLC with only half the sale money than staying and owning the whole thing.
 
The other thing is that unless Barb has long-term care insurance, she could wind up with her estate owing thousands to a nursing home, or to the state for covering the difference between a nursing home and her insurance, after her death (as happened with a relative of mine, and it came off the top from the home sale, because in that case the state had a super-lien).
 
timtommy said:
The estate pays the debt out of what Barb had. It does not have to pay any debts out of assets that are not part of the estate. Chris cannot inherit a negative balance, and anything he owns seperately from Barb is his. One exception could be a house that is mortgaged underwater, in which case he can walk away (I think even without affecting his credit score). Other potential pitfalls are any debts he cosigned for, whether or not they had anything to do with him. Also, if the estate is really worth absolutely zero, he would be responsible for any costs surrounding her death, like funeral costs or probate fees..
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I think that's basically what I just said.

You mention something really interesting here, though. Co-signing. I wouldn't put it past Barb to have Chris co-sign or "co-sign" with Chris' signature on an online form. Barb could be fucking up shit for Chris in many, many ways.
 
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timtommy said:
Also, if the estate is really worth absolutely zero, he would be responsible for any costs surrounding her death, like funeral costs or probate fees.
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At the risk of straying off topic, I'm curious: if she leaves no money to handle funerary costs, what are Chris's options? Aside from trying to get Rocky and the congregation to pay for it. I know you can't just throw a human body over your neighbor's fence like I do with dead squirrels, right? What obligations would be upon him?
 
Alec Benson Leary said:
At the risk of straying off topic, I'm curious: if she leaves no money to handle funerary costs, what are Chris's options? Aside from trying to get Rocky and the congregation to pay for it. I know you can't just throw a human body over your neighbor's fence like I do with dead squirrels, right? What obligations would be upon him?
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Well there's a lot of forest land around 14BLC. Although I'm sure Barb weighs at least 20,000 pounds.
 
Back to the question: what would happen when Barb dies? Well, she'd go straight to hell.

No, but then three months later, Satan would kick her out because he wouldn't be able to tolerate her shit of hoarding up his place.
 
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Alec Benson Leary said:
At the risk of straying off topic, I'm curious: if she leaves no money to handle funerary costs, what are Chris's options? Aside from trying to get Rocky and the congregation to pay for it. I know you can't just throw a human body over your neighbor's fence like I do with dead squirrels, right? What obligations would be upon him?
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Most municipalities (or counties, in more rural locations) have programs for disposing of unclaimed bodies. It's usually cremation and group interment ("Potter's Field" is a frequent name for group interment sites, after some Bible thing I think).

But that is probably another situation in which the municipality or county could take a lien against the deceased's home for whatever expenses they incurred.
 
Each day I'm hit harder by the realization that we're the closest thing to friends Chris has.

Maybe there could be some sort of charity thing set up to empty the hoarder's nest. But I still don't know where to begin handling the pets. Chris'll hate having them taken away, but what other options are there?

Alec Benson Leary said:
At the risk of straying off topic, I'm curious: if she leaves no money to handle funerary costs, what are Chris's options? Aside from trying to get Rocky and the congregation to pay for it. I know you can't just throw a human body over your neighbor's fence like I do with dead squirrels, right? What obligations would be upon him?
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Worst case scenario, he can call these people for a direct cremation. It'll set him back a few hundred bucks.

Apocalypso said:
Back to the question: what would happen when Barb dies? Well, she'd go straight to hell.
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Oh, make no mistake, Barb's going to Hell. St. Peter'll probably use her "Mother of the Year" trophy as evidence for her sentencing, and I doubt that cat she's responsible for burning alive'll look good on her record either.
 
MrsFrizzle said:
The other thing is that unless Barb has long-term care insurance, she could wind up with her estate owing thousands to a nursing home, or to the state for covering the difference between a nursing home and her insurance, after her death (as happened with a relative of mine, and it came off the top from the home sale, because in that case the state had a super-lien).
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I don't think she'll leave 14BC easily, or willingly.
 
*Asterisk* said:
Each day I'm hit harder by the realization that we're the closest thing to friends Chris has.

Maybe there could be some sort of charity thing set up to empty the hoarder's nest. But I still don't know where to begin handling the pets. Chris'll hate having them taken away, but what other options are there?
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There's already been one time where money was given to the Chandlers with the expectation some of it would go to cleaning out 14BC. How'd that turn out?
 
I hope she dies in a hospital, I have a weird feeling Chris would really snap and try to fool himself that his moms still alive if he were to find her dead in the house. When someone you love dies it takes a lot of strength to deal with what needs to be done with the body and what they left behind(depending on if they left a will and what it says).

My grandma died less than a year ago and she was like a second mother to me, it put me flat on my ass for a long time. It's hard to deal with for a normal person much less an exceptional individual like Chris
 
MrsFrizzle said:
imagining Chris trying to be the executor or administrator of an estate gives me prickly wicklies.
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I would kill to see a 10-part documentary where an independent executor is hired to administer Barb's estate and take care of everything for Chris, provided that Chris is given unfettered access to him, 24 hours a day, or else he doesn't get paid.

I want to watch a series of interviews with the executor taking place every day over the course of months, the kind where you could just watch the sanity dripping away from the poor bastard's face.
 
MrsFrizzle said:
Agreed, but if she has to go to the hospital, they may refuse to discharge her there.
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To the best of my knowledge, they can't refuse to discharge to home unless there are major health violations in the home that the state is aware of, or the state has medical guardianship. They'd need to be aware of the hoard, have the hoard deemed unsafe, and there would likely be a period of time to allow for cleaning. The only real reason they would discharge to nursing facility is if Barb has health issues that require the 24/7 care that a visiting nurse wouldn't be able to provide.
 
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