Money Saving Tips - Discuss how you save money and spend less

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Town Drunk said:
Case in point, paper towels. Used to buy dollar store towels, but you have to use 1/3 of a roll to clean anything. I buy Viva rolls in bulk, one or two sheets will work for most cleaning jobs, even though you pay three times as much per roll.
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Scroll up a few posts for my hack on getting free heavy duty paper towels. Each restaurant has at least five rolls at any given time and nobody ever eats there so you'll slip out unspotted.
 
Aoluce said:
-Adopt the "There is no such thing as micro-transactions" mentality. All transactions matter. Divide your disposable income into a weekly budget, and then think of literally every purchase you make and weigh it against your budget amount. I do mean everything. Even something stupid like a single $0.50 can of soda from the vending machine. This mentality will prevent you from buying stupid crap and then wondering where your money went.
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Agreed, the real cost of an item is
Price X Frequency.
A daily $0.50 soda would cost you $183 a year
 
SIMIΔN said:
Agreed, the real cost of an item is
Price X Frequency.
A daily $0.50 soda would cost you $183 a year
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There is no substitute for running the numbers. A monthly, annual, or lifetime bill can clarify things nicely.

I would add the real cost of a daily 50c soda, even if you get it as a gift, is the dental bills, and the 'beetus.


Even the if sugar free options might not hit your gums and teeth, or your blood, in the same way as the sugar water versions, it may have other costs long term, especially if you drink it a lot.
 
Balalaika Z Bree said:
There is no substitute for running the numbers. A monthly, annual, or lifetime bill can clarify things nicely.

I would add the real cost of a daily 50c soda, even if you get it as a gift, is the dental bills, and the 'beetus.

https://youtube.com/watch?v=LtQMqAdtiDw
Even the if sugar free options might not hit your gums and teeth, or your blood, in the same way as the sugar water versions, it may have other costs long term, especially if you drink it a lot.
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You know what's worse: drinking warm soda. To cure those trips to the toilet:
Cola and lime and antacids
 
Palmer Bangs said:
Flour sack towels work great too and can be found for cheap. When they get too dirty throw them away.
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Rags > paper towels
This goes for drying hands after washing, and for cleaning.
If you really want to splurge, then you have actual washcloths or hand towels for drying, and use rags only for cleaning.
 
im trying to buy bulk corn. does anyone know a way i can do this? so far all i can find is just feed corn but i want to mill my own for masa.
 
amieth said:
im trying to buy bulk corn. does anyone know a way i can do this? so far all i can find is just feed corn but i want to mill my own for masa.
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You are aware that masa is dehydrated dough made from nixtamalized corn right? If you are in the US, find some amish.

Bonus money saving tip: Learning piano is the cheapest instrument, because churches and other public buildings just have them.
 
8mm Cunningham said:
Bonus money saving tip: Learning piano is the cheapest instrument, because churches and other public buildings just have them.
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Only if they're in working or decent enough condition
 
SIMIΔN said:
Agreed, the real cost of an item is
Price X Frequency.
A daily $0.50 soda would cost you $183 a year
Click to expand...
I remember an old coworker of mine telling me this sort of thing to justify quitting smoking over and over and it didn't end up working for him because he was also a drug addict but it sure as hell helped me. I still apply this to my day to day life and it has made me one frugal bastard.
 
Jean ValJean said:
The words "I can't afford it" are part of my vocabulary.
This would solve 99% of people's problems with money.
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This is the most important piece of advice. Sure, you don't know other people's full financial situation, they may have family money that they are using to go shopping every weekend and buy brand clothes. Or they may have credit card debt. It doesn't matter too much.
What matters is that you must know your own financial situation AND your goals. If you cannot afford to go to the same expensive sushi restaurant then don't go. If you cannot go to the movies every weekend, don't do it. Etc..

It is not just about what you can physically afford in the moment. Rather, can you afford it long term? Does it fit with your long term plans?

Agent Abe Caprine said:
Don't buy the cheapest shit possible. You'll spend more in the long run.
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Also don't buy the most expensive, it usually does not make sense. If you don't think whether you will be using the thing a lot, buy a cheap (not the cheapest, but on the low side) version. If it breaks from using it a lot, buy a good one.

Hobbies are not a "right". If you cannot afford one hobby, well, too bad. Find hobbies you enjoy that you can afford. If you find a way to do an otherwise expensive hobby in a way that's sustainable for your finances, then it means you can afford that hobby.

If you cannot buy outright your phone, you cannot afford it. Buy something cheaper, it's okay.

Research taxation on investments, pension, etc.. in your country. Actively managing your money can result in a lot of money saved/earned - or just not lost because you didn't bother understanding how to properly store cryptocurrency.
 
Agent Abe Caprine said:
Don't buy the cheapest shit possible. You'll spend more in the long run.
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this is very true in some cases. it depends on the thing though and the quality for example sometimes you can find hidden gem items where there is actually zero difference between the more expensive one and the dollar store or just cheap quality brand.

for example one day i went to the dollar store to look for a snack and found some chips that were only 1 dollar compared to the 3 or 4 dollars most chips are and they tasted no different and you got more in the bag than you did with the more expensive chips.

thats actually something you should always pay attention to as well if you wanna buy the cheapest things you can thats fine but pay attention to the amounts you are getting.

sometimes youll see stuff thats cheap and you get a lot and think its a great deal when in reality they are just tricking you into thinking you are getting a good value. dish soap is a great example because you can buy one of the more expensive brands and it will last way longer simply because its not watered down like the cheaper stuff is.
 
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