You got a link to that story? I'd love to read it.
It amazes me that no matter what the circumstances or situation are, Flu never fails to find the most expensive and time-consuming option (and not necessarily the one that returns the best results, either!)
But as you observe, if this is being done behind the insurance company's back, when if Flu wasn't at fault the supposed insurance should cover any and all damage fees, then it does raise the question of why Flu is paying for something they effectively claim they should be getting for free.
What division is the Pink Princess Celestia pony in charge of? The fantasy and daydreaming division?
Even better - it's not really replacing when you post a fucking photo of you being driven by your husband around in it, since that one image from a few days ago was proven to be a TT interior and not a Porsche.
Yeah, but those are common commuter vehicles.
Flu is only interested in the super expensive, low capacity penis extension cars. Which have zero effect when in Flu's hands because you can't extend something that was lopped off.