- Joined
- Nov 16, 2019
I don’t disagree with you that she could be on Medicaid/SSI, but she could also still technically be on her parents’ insurance until age 26. Many community outpatient commitment programs like the one she seems to be on, with a case manager and a psych nurse who does home visits, are Medicaid-exclusive, but if she has good private insurance they might bankroll something like that too. Private insurance also covers inpatient treatment, and there could be little to no copay if the deductible has been met (and I’m assuming in her case they blew right past it given the amount of treatment she gets).She has to be on disability and Medicaid. Given her age she’s not been able to be on her parents insurance for awhile and there’s no way they could afford all the out of pocket costs of inpatient mental health treatment. Her parents being the trustee for her disability and budgeting out money to her is very likely.
No American, besides the super-wealthy 1%, can afford intensive, ongoing for years, mental health treatment for dependent adult children - esp not inpatient stays. They must apply for SSI and medicaid for their kid, to ensure they can get access to regular treatment and not go bankrupt.
