🐮 Lolcow Russell Greer / Mr. Green / Russell Greee / Russle / Brothel Prince / @ just_some_dude_named_russell29 / A Safer Nevada PAC - Swift-Obsessed Sex Pest, Convicted of E-Stalking, "Eggshell Skull Plaintiff" Pro Se Litigant, Homeless, aspiring brothel owner

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Holy shit, how bad must your credit be to be denied a rental? I can understand how a ding on your credit can affect major borrowing like for a home mortgage (delinquencies, bankruptcy, etc), but even the worst borrower can get access to things like auto loans (think “Bad credit? No credit? No problem!” Commercials). How fucking bad must your score be to be denied renting an apartment due to your credit? Does anybody know more about this stuff?

If Russ was trying to get into the kind of place that would seriously impress a showgirl, of course his credit is not going to be good enough to rent a place like that.
 
It's almost like different companies have different standards to evaluate potent tenants. Wonder if they can get the review removed since it has nothing to do with their level of service. Of course, Russ thinks women should be punished harshly for having the audacity to tell him no. He should get used to being rejected by property management companies. It's far different to rent an apartment than a room from someone.

I don't think it would matter as far as getting the post removed. Sane people everywhere recognize a Karen moment when they see one.
 
If Russ was trying to get into the kind of place that would seriously impress a showgirl, of course his credit is not going to be good enough to rent a place like that.
In terms of what? Debt load? Delinquencies? Late payments? Bankruptcies? The very worst I can see with Russ is that he’s been late to pay his credit card bill (he has no assets/collateral to borrow more, and he’s never declared bankruptcy).
 
In terms of what? Debt load? Delinquencies? Late payments? Bankruptcies? The very worst I can see with Russ is that he’s been late to pay his credit card bill (he has no assets/collateral to borrow more, and he’s never declared bankruptcy).

The apartments I live in are not the classiest, and I had to have a credit rating over 720 to get into them. It all depends on what part of town one wants to live in, most likely.
 
That's probably his judgement that killed that credit application.
Don't forget; he's had two judgments against him: one from his attempt to sue Ariana Grande, and the other from his harassment trial.

Holy shit, how bad must your credit be to be denied a rental? I can understand how a ding on your credit can affect major borrowing like for a home mortgage (delinquencies, bankruptcy, etc), but even the worst borrower can get access to things like auto loans (think “Bad credit? No credit? No problem!” Commercials). How fucking bad must your score be to be denied renting an apartment due to your credit? Does anybody know more about this stuff?
PL: Am landlady.

Nicer places will often reject you for bad credit, especially in a hot rental market where they have a lot of qualified applicants. That said, a low credit score or specific delinquencies doesn't necessarily mean an automatic rejection. Some items on a credit report might be forgivable if the delinquencies are old enough, the individual has had no subsequent judgments or delinquencies, and they easily meet the income requirements. People do go through hard times, or make stupid mistakes when they're young, but if their credit report and current proof of income suggests they're now stable and able to be a reliable tenant, that can be taken into account. I've rented to such people with "bad" credit as a hangover from past misfortune or mistakes, and they've all been perfectly good tenants.

I think the real reason Russell got rejected was his background check. First of all, he's moved and changed jobs a lot over the last five years, and all of them were within the same geographical area. That raises a big red flag: if he's a good, stable employee and tenant, why so many moves?

Second, he's got a conviction for electronic harassment, for which he is still on probation. Is he going to pose a threat to other tenants in the building/complex? That's a serious point to consider.

He's also got a history of filing lawsuits; he's not yet 30, and how many has he filed? Renting to a guy who sees the legal system as a means to get his way exposes you to a lot of risk, should he decide he's not happy.

And of course, this is all assuming the agent never googled him, and was only going by information available through standard credit and background checks. He's got enough red flags to justify rejecting him, even before finding his thread here, or any of the other info readily available.

As for why the agent gave the grounds for rejection as something on his credit report, it was something solid and quantifiable, but also potentially much less fraught than citing his shiny, new criminal record and history of filing lawsuits.
 
I noticed that in the screenshots @Sexy Senior Citizen posted, the management company says they check criminal background. Well, Russ has one now. Would his conviction for e-stalking show up? If it did, that would be justifiable grounds to deny him, as apartment complexes are filled with single women (AKA potential victims) for Russ to creep on. The company could get sued if he creeped on a woman and she could prove they knew about his history but rented to him anyway. I don't think he realizes how badly he's screwed himself with his behavior. And he has only himself to blame for that. Oh sure, he'll sputter and fume and blame Erika for "overreacting" and whatever bullshit bubbles up in his troubled mind, but it's all on him.

As for why the agent gave the grounds for rejection as something on his credit report, it was something solid and quantifiable, but also potentially much less fraught than citing his shiny, new criminal record and history of filing lawsuits.
What you said. I think she cited the credit report because that's an objective reason to deny him. If they cited his conviction or lawsuits, he could try to argue those. But apparently even he realizes he can't argue his credit report.

As for his judgement against him from the AG suit, I think they took him to either collections or small claims and he had to cough it up. Would it still show up in checks if he paid it off? I think that was the most hilarious part of the whole debacle. He waltzed in, late, convinced he was going to walk out with money, and ended up owing money. It was grand.
 
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They probably did this and got spooked:

kek.PNG
 
I noticed that in the screenshots @Sexy Senior Citizen posted, the management company says they check criminal background. Well, Russ has one now. Would his conviction for e-stalking show up? If it did, that would be justifiable grounds to deny him, as apartment complexes are filled with single women (AKA potential victims) for Russ to creep on. The company could get sued if he creeped on a woman and she could prove they knew about his history but rented to him anyway. I don't think he realizes how badly he's screwed himself with his behavior. And he has only himself to blame for that. Oh sure, he'll sputter and fume and blame Erika for "overreacting" and whatever bullshit bubbles up in his troubled mind, but it's all on him.


What you said. I think she cited the credit report because that's an objective reason to deny him. If they cited his conviction or lawsuits, he could try to argue those. But apparently even he realizes he can't argue his credit report.

As for his judgement against him from the AG suit, I think they took him to either collections or small claims and he had to cough it up. Would it still show up in checks if he paid it off? I think that was the most hilarious part of the whole debacle. He waltzed in, late, convinced he was going to walk out with money, and ended up owing money. It was grand.
Did a quick look into the company, they look pretty reputable, and the properties they manage seem decent.

I suspect he popped for a conviction during the background check, and Shantal saw the writing on the wall with Slurps McGee. Someone needs to send that woman some flowers, she probably saved his former potential neighbors from seeing his face pressed against their window at night, mouth agape, with a trail of slobber down the window.
 
I had forgotten he added me on FB but he popped up in my feed so I went and checked out his activity... and if he actually did vote for Kanye, it is fitting.
Also, wondering if Russ has been creeping on Lucas by the looks of the post below the first.
View attachment 1711720
Yeah, your own imagination IS the most funnest thing! Screw your book, Rusty. Why should I read it? It’s nothing compared to my own imagination. So why bother? Enjoying the results of other people’s imaginations and hard work is stupid. Video games and books can go do a flip. I only need to live inside my own head.
 
If Russ was trying to get into the kind of place that would seriously impress a showgirl, of course his credit is not going to be good enough to rent a place like that.
In terms of what? Debt load? Delinquencies? Late payments? Bankruptcies? The very worst I can see with Russ is that he’s been late to pay his credit card bill (he has no assets/collateral to borrow more, and he’s never declared bankruptcy).
The apartments I live in are not the classiest, and I had to have a credit rating over 720 to get into them. It all depends on what part of town one wants to live in, most likely.

‘That is so weird. You can get a competitive mortgage rate with a credit score lower than 720. Is this some weird trend in certain states?
 
In terms of what? Debt load? Delinquencies? Late payments? Bankruptcies? The very worst I can see with Russ is that he’s been late to pay his credit card bill (he has no assets/collateral to borrow more, and he’s never declared bankruptcy).


‘That is so weird. You can get a competitive mortgage rate with a credit score lower than 720. Is this some weird trend in certain states?
The West Coast (and yes I am including Nevada in this) isn't friendly to poors and fuckups. Especially given that Las Vegas' mortgage delinquency rates are some of the highest in the country.
 
They probably did this and got spooked:

View attachment 1713082
Wait.. Is that his wiki article to the right?

"has an undying love for breakfast food" like bullshit! Can you imagine taking this guy out for breakfast to a cafe instead of his olive garden thing, and eating something that isn't cheapo cereal?

I don't even think he'd even handle the granola
 
Russ is currently mad at a woman named Shantal, an employee of Triumph Property Management in Las Vegas, who he claims denied his rental application due to some sort of blemish on his credit report.

View attachment 1712407

Viva Las Vegas.
I'd bet it was because daddy's credit helped them look past whatever was/is going on with Russ' credit report.

Or maybe there's something super recent that is now showing up in his background check? Like a conviction of some kind??

Either way, idk what the cost of living is like where he's currently at, but I'm not sold on Russell being solely able to afford the studio he's in now.
 
Wait.. Is that his wiki article to the right?

"has an undying love for breakfast food" like bullshit! Can you imagine taking this guy out for breakfast to a cafe instead of his olive garden thing, and eating something that isn't cheapo cereal?

I don't even think he'd even handle the granola
The info box comes from Google Books. It's the author bio he wrote in his book.
 
I'll be surprised if one of us doesn't stumble across one of those "Live with me for free! You just have to keep me company (women only)" ads on Craigslist.
 
I'll be surprised if one of us doesn't stumble across one of those "Live with me for free! You just have to keep me company (women only)" ads on Craigslist.
Wont be hard to spot since he'll probably introduce himself as being a disabled nice guy or something along those lines before dropping "subtle" hints that hes willing to accept sex as rent payment instead of money because hes super nice like that
 
How fucking bad must your score be to be denied renting an apartment due to your credit? Does anybody know more about this stuff?
It's usually that you fucked up on a previous rental. Which Russhole probably has.
 
It could be that Russell doesn't have an established credit history.

If his parents paid for school and he doesn't have a car or a credit card and he saves up for whatever he buys or does (see: Bunny Ranch trip, the song for TSwift), it might not be that he has bad credit, just that he doesn't have much on his credit report.

I wouldn't be surprised if his parents cosigned on his apartment leases before, but that's pure speculation.
 
It could be that Russell doesn't have an established credit history.

If his parents paid for school and he doesn't have a car or a credit card and he saves up for whatever he buys or does (see: Bunny Ranch trip, the song for TSwift), it might not be that he has bad credit, just that he doesn't have much on his credit report.

I wouldn't be surprised if his parents cosigned on his apartment leases before, but that's pure speculation.
He's probably been thrown out of an apartment for harassing a female at some point in his checkered history.
 
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