WWE Champions General - Despite his claims, DSP is still spending thousands of dollars on the WWE Champions mobile game

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And people wonder why he doesn't carry over his tips to the following stream. He's the streaming equivalent of Benny from South Park mixed with Cartman.
Remember when folks used to think his tips kept getting memory-holed because it was vanishing into a secret off-shore account so he can retire in Tahiti one day?

It's insane that Phil has ALWAYS known how much he would get made fun of for admitting that that's not the case at all, but keeps engaging in the very activity that he's so terrified of confessing to. It's like he's on the verge of recognizing his own stupidity, but can't complete the circuit all the way because he's not smart enough and/or his emotions ruin everything the instant he gets triggered.

His childishness is going to be the death of him.
 
So, with MyFaction in WWE 2K22 being revealed to be the exact same pay-to-win fests that are NBA 2K's MyTeam, and Madden and FIFA's Ultimate Team modes, what are the chances that DSP starts swiping his card for that game mode? Granted, the mode being offline only means that he can't flex his wallet to try to stomp on noobs.
 
So, with MyFaction in WWE 2K22 being revealed to be the exact same pay-to-win fests that are NBA 2K's MyTeam, and Madden and FIFA's Ultimate Team modes, what are the chances that DSP starts swiping his card for that game mode? Granted, the mode being offline only means that he can't flex his wallet to try to stomp on noobs.
I think that last part dooms it. And he's loathe to spend money on games in front of dents it seems. Like even when he was playing Hearthstone he was acting like he wasn't.
 
So, with MyFaction in WWE 2K22 being revealed to be the exact same pay-to-win fests that are NBA 2K's MyTeam, and Madden and FIFA's Ultimate Team modes, what are the chances that DSP starts swiping his card for that game mode? Granted, the mode being offline only means that he can't flex his wallet to try to stomp on noobs.
Phil holds an anti microtransaction stance when he's on camera and hasn't bought any for the past several years, especially since shadow of war.
I think that last part dooms it. And he's loathe to spend money on games in front of dents it seems. Like even when he was playing Hearthstone he was acting like he wasn't.
He doesn't want to admit to being a sucker for something he knows isn't worth it
 
Would it be fair to say that WWE Champions (or Gacha in general) is the single biggest expense in his life so far?
How much has he spent in total on (paying off) his khando?
 
Would it be fair to say that WWE Champions (or Gacha in general) is the single biggest expense in his life so far?
How much has he spent in total on (paying off) his khando?
It depends on which expenses you count towards paying off the property: Based on some really crude math Champions has cost him about $9,300 more than his mortgage principal + interest and that gap will keep growing by about $1,000/month based on his spending habits. If you add property tax in then mortgage + tax has cost him about $26,000 more; this number increases to just under $60,000 if you include property tax and HOA fees but on a long enough timescale his gacha spending will eclipse those as well. These all include the down payment because, at least in my perspective, that may as well be a principal only payment on the mortgage. That being said, it is more than the Connectikhando (as in, the property he owned for 10 years) even with HOA + property tax so at a minimum this game is the second-largest cost in his entire life unless one of his other gacha problems was even worse than we realized.

Phil, when you read this in a gin-addled stupor, get help. I'm pretty sure the WWE Champions spending is more than all the money I've spent in my entire life.

Phil moved to Renton WA in or around August of 2014. For simplicity's sake I will round and say he has lived there for exactly 7.5 years or 90 months. Based on the attached warranty deed, which reports a sale price of $265,000, and the $251,750 cost in the deed of trust I believe that means his down payment was $13,250 or just 5 percent of the property's worth. This is low enough that the bank might require Phil to have mortgage insurance to minimize their risk. For perspective the standard down payment pre-Covid was 20%, post-Covid it tends to be higher (and by "higher" I mean "cash is king").

With that out of the way let's do some math!

Mortgage plus property tax: According to the bank leaks he pays $1,833.31/month on mortgage + property tax. This is an increase of about $10/month compared to his begruptcy which I am inclined to chalk up to property tax hikes. Based on the attached property tax assessment Phil owes $2,361.39/6 months or $393.57/month in property tax. For non-Americans this is a lot especially for a mid-unit condo.

Doing some quick math we get $1,833.31/month - $393.57/month = $1,439.74/month for just the mortgage. Since he is only 7.5 years into a 30 year mortgage he will pay just under $400,000 in additional principal + interest before he owns the property outright.

The bank leaks also include an entry for checks in the amount of $375/month. I suspect this is his HOA dues because the leaked discord mentioned him paying the woman in charge of them in-person and there is not an entry for "Palm Crest HOA" on the leaks. At the risk of stating the obvious Phil will owe HOA fees and property tax as long as he lives there even after the mortgage is paid off.

This gives us $13,250 for the down payment, $129,576.60 for the mortgage, $35,421.30 for property tax, and $33,750 for the HOA for a total of $211,997.90 which is probably a slight overestimate because his property taxes have ticked up by about $100-200/year.

Now let's make a really, really, REALLY crude estimate of his WWE gacha spending. This Excel spreadsheet courtesy of our own @Piece of Peace reports that he spent $44,950.30 on gacha and $33,037.00 on mortgage + property tax in the period covered by the bank leaks. This works out to ($1833.31 * $44,950.30/$33,037.00) = $2,494.41 spent per month on average. If we assume the spending is constant (this is probably not true because defaulting on the Connecticut mortgage and his credit cards in 2019 freed up money to spend on this game) and that Phil has been playing since launch in February 2017 (so 5 years, 1 month or 61 months) then he has spent $152,159.03 on this game. Again, this value is almost certainly an overestimate because for the first 2-plus years he was playing he also had to make large credit card + second mortgage payments but even if it isn't it falls short of his total payments.

Now for the fun part: If we count HOA fees as part of the cost of the condo and assume his spending rate has been constant since Feb. 2017 he will have spent more on Champions than his Serious Adult House in about 17 years and 5 months (July 2039 assuming the servers aren't gone by then). If we exclude HOA fees but include property tax, that date shifts up to about 3 months and 3 years from now (May-June 2025). Like I said at the front of this post if we count mortgage only, without property tax, he has already spent $9,300 more.

Edit: Now let's have even more fun and see just how big the difference will be when the property is paid off in 2044, assuming the Champions servers are still around: Phil spends $2,491.41 - $1,439.74 = $1,051.67 / month more on Champions than he does on the principal plus interest. When he pays off the mortgage in about 22.5 years that difference will have added up to $293,250.00. He could buy a second house with the money he'd save just from capping his WWE spending at the amount he owes on the mortgage. If we add in taxes then the difference shrinks to $2,491.41 - $1,833.21 = $658.20 / month (i.e. he spends $658.20 more on gacha than he does on mortgage + tax combined). When the property is paid off in July or August 2044 (I rounded in Phil's favor here to 30 years even) he will have spent about $150,000 more on gacha than he did on just not being kicked out by the bank or tax collector. Even if we add the HOA fees back in, Phil will still have spent just under $17,000 more on Hulk Hogan jpegs than all the costs that come with the Snort Fort.

The Connectikhando math is more straightforward, the bank leaks told us the HOA cost $399.81/month while the mortgage plus property tax are $730.33 per the attached mortgage deed. He owned the property for just under 10 years (June 2009-April or May 2019) before defaulting but owed HOA fees until the very end in June 2021. This works out to ($730.33/month * 12 months / year * 10 years + $399.81/month * 12 months/year * 12 years) = $145,212.24 or about $6,950 less than his WWE spending. This is an overestimate because it ignores the payments his gout aunt made and assumes there was a two-month grace period between when his mother told him to default and he finally stopped paying the mortgage so I feel fairly confident my conclusion that his gacha problem has cost him more is accurate.

EDIT: I included an estimate of the down payment along with more documentation.
EDIT X2: Formatting.
EDIT X3: To point out that he pays $1,000/month more on Hulk Hogan jpegs than the principal + interest on his mortgage, also fixed numbers on the Connectikhando.
 

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Your numbers, which are the type of enlightening autism this site is a gold mine for, don't even take into account the likely fact that he was gacha whaling on his credit cards pre-bankruptcy fraud too, so they're conservative and the interest from collecting sweatyman.jpgs on credit in the game should go toward his total tabulated waste of funds through this one known avenue. It also doesn't bother dealing with the fact he's a known whale in other gacha games too, it's just narrow focused, so it's a very safe call to say gacha is easily his number one expenditure. Sure explains the fast lean in manual bans on the topic that way for certain though...
 
So, with MyFaction in WWE 2K22 being revealed to be the exact same pay-to-win fests that are NBA 2K's MyTeam, and Madden and FIFA's Ultimate Team modes, what are the chances that DSP starts swiping his card for that game mode? Granted, the mode being offline only means that he can't flex his wallet to try to stomp on noobs.
If it's like those other Ultimate Team modes, Phil probably stays away because people break into 2 groups: 1) hardcore competitive people who will spend various amounts to maintain a good team throughout the season, or 2) team builders/autistic collectors that are No Money Spent/little money whom enjoy grinding solos, playing the market or play online occasionally.

Phil is neither. He wants to spend your money so he can win 99% of the time without sparing a thought. He wants strict pay-to-win games where he can flash his SSI panhandling. If he spent money in these games, he would quickly be aggravated because he's not much better than the proletariat no-loaders.
 
DSP is in the top 100 in the new monthly event.

Because of that, it is most likely he spent 100 on the new FREE card being Rhea Ripley. A person they have given for FREE twice as a tech, and now a striker.

She’s mid at best
 

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Wow, Phil. There's being vague with "bills" during your begging segments, and then there's THIS.

I mean he really just straight-up admitted his Champions spending meant he couldn't buy the game himself just yet, I'll bet he even initially typed the truth before erasing it and thinking up the "other financial responsibilities" lie. That's not a term he uses all the time.

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Phil still confused about daylight saving times.

No Phil, your stream starts at the exact same time as always. The entirety of your country already made that change in clocks when your stream starts because you sit in Seattle, the very West. Further West there's nothing, just ocean and islands. Your statement makes no sense.

And if you mean Europe: No, your stream starts an hour LATER in relation to us.

Thanks for confusing everyone.
Your luck nobody reads this mess of a schedule.

(reported myself for entirely wrong thread lol)
These are those moments I will agree can be chalked up to autism. Nobody who is a legit unironic fan, at this point, is going to miss his stream starting on account of anything other than passing away in their sleep. Phil does not know or think about this when he types up his schedule, this is just pure "sitting at a desk on auto-pilot late at night being a slave to compulsions I don't understand".

It's not even him treating his audience like children, as he doesn't do that shit on purpose, he just looks that way at times because he's a weird alien who doesn't "get" certain things. Kind of like his apparent racism, he's not prejudiced against any ethnicity in particular, he's just such a stupid asshole that he'll come off that way, from his humor always being offensive as a default. Plus, getting triggered over bad memories from high school and EVO 2005. Again, not deliberate racism, he just lacks enough morals and regard for others that it'll look that way, since certain behaviors and remarks from him aren't off limits like they would be for most people.
 
How common is timbo slice as a name?
 

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Our Timbo is also a Green Bay fan, so the only way it's him is if he has the Chicago Bears shit up as a disguise.
If my experience with hardcore football fans is anything to go off of, most of them would rather die than even PRETEND to be a fan of some other team.

That said, we're not dealing with a normal person, so who knows for sure. I can see one trying to throw us snooping detractors off by acting like they hail from a different state, it's not the most original idea, and the retards are known for having ulterior motives behind their interests.

As for the Timbo we know from Phil's chat being the same as above, I doubt it just on the fact that the late Kimbo Slice is famous enough for that nickname to be far from unique. Unlike "TheyCallMeDSP", which goes to just how incredibly fucking stupid Phil is. Especially if that really is the Timbo we know, because failing to see the difference is quite a feat in idiocy.
 
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