- Joined
- Nov 21, 2020
This is not advice, just a comment for users a bit about how this shit works.
In the olden days(my lawn, something something) credit cards were handled by your bank with a "merchant account". You processed them and they handled the payment. Now all that shit has usually been merged into a set of processors like Stripe, Paypal, Google, Amazon. Partially because PCI compliance fucking sucks. Can you still get a traditional merchant account and handle your own PCI... maybe... can you get a merchant account and a payment processor not one of the big named, once again maybe. if you're not banned at the Visa/MC/Amex level and have a bank that does merchant accounts. It's funny, in a sad way, that a web forum and podcaster has more trouble than firearms, porn, "CBD", gambling, etc.
It appears there are some regional/local processing companies left, but it's likely a giant pain in the ass to call each one and explain and see if they ever call back and also call banks for the merchant account side as well.
Also, once a business is established in a location it can be easier to find banks/credit unions/processors with state charters that may employ humans.
In the olden days(my lawn, something something) credit cards were handled by your bank with a "merchant account". You processed them and they handled the payment. Now all that shit has usually been merged into a set of processors like Stripe, Paypal, Google, Amazon. Partially because PCI compliance fucking sucks. Can you still get a traditional merchant account and handle your own PCI... maybe... can you get a merchant account and a payment processor not one of the big named, once again maybe. if you're not banned at the Visa/MC/Amex level and have a bank that does merchant accounts. It's funny, in a sad way, that a web forum and podcaster has more trouble than firearms, porn, "CBD", gambling, etc.
It appears there are some regional/local processing companies left, but it's likely a giant pain in the ass to call each one and explain and see if they ever call back and also call banks for the merchant account side as well.
Also, once a business is established in a location it can be easier to find banks/credit unions/processors with state charters that may employ humans.
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