Heh just my humble opinion so here it goes.
Car repossessions are on the rise as more consumers fall behind on their payments amid an inflation crisis that has squeezed millions of U.S. households.
www.foxbusiness.com
Americans struggling to make car payments is highest since Great Recession
Car repossessions grow as Americans still struggle with high car prices and inflation
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Again. This is again the failures of Generation FAIL. Again and again and again I have seen this shit down on overspending. Short term Gratification. Short Term Results.
And the problem is you can show them and tell them that you should save your money and work as hard as you can in your youth so you can live well when you get older. And I'm meaning in their 40's. You are plenty young in your 40's and can still put in the work in the 50's.
But they get themselves in debt in things they can not normally write off on their taxes.
A car is not a home and yet there are people out there that must have their tricked out SUV/EV/TRUCK/etc. Be in 7 years in Debt for that expensive item that depreciates in value over time.
These are the people I gave up on. There is just no use in talking to them.
Welp I just got a fascinating letter. My lender is offering a refinance already. After 1 year because my homes value shot up 20%. Pwetty Pwease agree to pay market rate on your mortgage payment, and we'll give you the 20% appreciation in cash!
Yikes. I could do alot with that money....but it would also mean giving up my sexy 2.58% fixed mortgage for whatever its at now lol. At the same time though, if housing values tank I may feel pretty silly not taking em up on it. It would literally wipe out all of my debts with tens of thousands left over.
First of all that is a nice mortgage rate and IMHO I would not trade that in for anything.
Secondly about homes and the appending crash if any.
IMHO at this time period I do not think it is going to happen. Yes Housing prices are going to continue to go downward but not drop like a rock short term. It is going to be gradual thing.
As far as the financial Market is concerned, IMHO it is getting really weird and not in a good way. Right now I can't get a comfortable read on things and had to forgo on buying additional property because of what is going on overall on the market.
Right now I'm waiting on what the Feds are doing and to be honest they have done a terrible job prolonging this economic problem.
The second thing is that there is so much distrust with the government and that is another big problem. And because of this there are a lot of conspiracies floating out there that one way or another affects the markets. I'm going to throw out some interesting videos. You get get a feeling of the mood of people these days.
Video #1.
Clown Roasts Austin Leaders Due To Botched Response To Storm That Left People Without Power For Days.
The next on is how the Woke in our government tries to pull off the usual salad word games to trap people.
This last one is interesting but unfortunately it does make sense since I have seen the dark side of things.
Now tying this all in.
The mood out here in my region is one of wariness. Of being Tense of things. Of bitching and griping of not having the things like before.
We have become to intertwined through the internet of things that if someone important sneezes it might effect the stock market the next day.
Everything the government has said about inflation is down is IMHO mostly market speak. IMHO the underlying problems are still there.
3 years ago I stated to start saving money and create a pantry for food that you needed to stock up on. I emphasis this more when the CEO of Kraft Goods stated his concerns about the market
Here:
Kraft Heinz CEO Miguel Patricio says the food and beverage giant is studying whether it will increase its prices amid rising concerns about inflation.
www.foxbusiness.com
https://www.bbc.com/news/business-58847275
And in 2022
Well, I hate to say this but fast food is 30% to 80% more expensive than it was in Jan 1 2020.
Your basic loaf of Cheap Bread from Wally World has gone up 67% since Jan 2022. I'm loading up on my basic spices. Salt. Pepper. Powdered Garlic and Onion as they are still cheap enough to get and store away.
Same goes with Cheap laundry soap.
But Secondly about the egg problem, I help raise some chickens with some of my relatives. During the years I've seen/heard some questionable business ethics from corporations.
From all of the information floating around of late so... I'm going to have to agree that there is just more than an egg shortage than all due to disease. I think there is some truth to some of the conspiracy issues on this as I've dealt with Commodities. Food items are commodities. They can be controlled and manipulated just like anything else.
Like Lumber... They made their massive profits off of a man made crisis and exploited that crisis to a point of hundreds of billions of dollars were to be made.
If you have forgotten in 2021, 7/16" of an inch of cheap ass OSB 4' x 8' sheet of plywood @ Home Depot was $69.95 70 dollars for a dumb ass sheet of glued wood chips.
Now it goes for $12.95. Before the 2020 Elections it was 8.95 so yes inflation factored we are back to normal by golly. Let just scalp/market manipulate something else.
Like 16/32 bit video game cartridges, because the fucking failures want to remember their teens when video games were all about fun.
And of course the same type of assholes from Generation FAIL will have to speculate EVERYTHING to a point where it becomes UN-FUN.
Anyway you get the idea.
Because of the internet of things, we are so tied into information. So much information that there is chaff of questionable material being floated around. To the point of effecting everything we do.
I'm holding back a few weeks because of all of the Market Chaff that is going on right now.
When the Fed chair makes his comments and how much he is going to raise the rate that will help decide with what to do with some of my resources on hand to invest..
Sorry if this is a long one but there is some strange things going on and again my region people are stressed out on Food Prices.
And again. I have to go to KF to get information to sort things out because out in the Liberal Media and hearing their sound bytes...
You are not going to get the truth. 
