"Debanking" is a meme for 99%+ of people. And a modicum of self-sufficiency is the cure for the <1% affected by it.
It's not a meme for the Kiwi Farms.
KF got dropped from every major American payment processor, which means that for a long time only way for people to send KF money is crypto, gift cards, and literal checks in the mail. Administrating a website as large as the Kiwi Farms is a job requiring dedicated hardware (and the knowhow to fix it if something goes wrong) and programming, not to mention the expenses for defending the website legally.
KF couldn't even get a registered agent to represent it as a legal entity (which it needs to be one, it gets sued) until it incorporated in West Virginia because the state can act as a registered agent.
The alternative is Null having to work another full-time job (probably in IT) to fund the Kiwi Farms, while also either attending law school or taking on all legal liabilities for the website personally, which is not "a modicum of self-sufficiency".
Not to mention the non-legal issues:
KF got dropped from Cloudflare (lower-level DDOS mitigation which costs a lot of money and is difficult to do yourself).
KF got dropped from major international ISPs, meaning many people throughout the world could not access the website.
If anything, you seem like the painfully naive one: your entire worldview seems to stem from a fear of what other people might do to you. You conceive of yourself as merely something to be acted upon by others.
Your reputation matters. If people with power think you are a genuine, life-threatening danger to others, they will do things in their power to prevent you from being that perceived danger.
The only people who can live without caring about what others think about them are people that nobody thinks about because they do not matter.