It's a little hard to notice in that screenshot, but pretty sure it says that character is level 44. Does that count as new? Roughly how much playtime is required to reach that level?
She's very new. Level cap is 60 but she's not even done with ARR's main story yet. Keep in mind that she has yet to do the 2.x patch series which is about 20 hours of content before she can reach the 3.0 expansion main story and the 3.x patch series (3.3 dropped just last week). Just about
everything is gated behind main story progression. For instance, she cannot enter any Heavensward (3.0 content) area, unlock the new HW jobs OR access 50-60 job quests. If she were crafting or gathering (which I highly, highly doubt) she would not have access to the more lucrative Heavensward recipes and materials. And even though MSQ loves to reward people with gil it's nowhere near that amount if you happened to save it all.
She either bought the gil or someone else gave it to her. We don't know her in game name or what server she plays on or if she's affiliated with an FC (XIV's version of a guild). I don't see Wu as a very sociable type though, so unless she had some twitter friends to hook her up I don't know why she'd join an FC (XIV is very solo friendly).
Let's assume she does have a friend or friends that gave her that much gil. It's wasted on her. Gil isn't such a big deal unless you want to buy glamour gear (which she can't even do yet) or buy a house or become, say, an uber crafter. And if she had friends rich enough to give her that gil, they're probably crafters and would happily kit her out with HQ gear (trivial to make at her level) and she wouldn't have to rely on dungeon gear like she talks about in the screenshot.
I suppose if she's on a podunk server she might be waiting to use the money to buy a house. Which is laughable because it would be relinquished after a few weeks of her not logging in, and I don't see her sticking with the game long enough to justify buying the house in the first place.
/sperg
Or Feminist War Cult just gave it to her. Or she used someone else's screenshot so she can be outraged. I don't know how Final Fantasy is but in the MMOs I used to play players really, really hated people who bought in-game money. MMORPGs always eventually get a fucked up economy because the foundation of that economy is shit that basically appears out of thin air when you kill a mob. Gold farmers hasten the inevitable inflation but they're also unavoidable which is why it's easier to shame people who buy gold online. When a game's inflation gets too high then developers try to create money sinks in an attempt to stabilize things. It never works. The money sinks are often more for bragging rights (like a mount or some rare piece of gear that looks cool but doesn't offer that much) and the gold farmers don't give a fuck about that shit so they just keep at it because demands for gold have just increased even more.
So yeah, the people who buy gold help ruin shit for everybody else. Mainly for casual players who just want to blow off some steam at the end of the day.
Gil seller spam is a big problem on smaller servers in XIV. It wouldn't be unusual for someone to receive a dozen or more tells an hour. So Wu would know where to go to get gil for cash within a few minutes of joining any server that's not on constant lockdown due to max population.