[October 23, 2019] NEW REEEEEEMERGENCY - The begging season starts earlier every year...

[Perpetual Outrage]

However, there was one interesting bit I noticed and didn’t see any comments on. “I can’t explain to you what’s going on because legally it doesn’t make any sense, and legally it could hurt me.” (There may be some light paraphrasing) Has he basically admitted to having committed a crime? Has he committed fraud in some fashion?

Again, not to power level, but working in banking, the first thing that comes to my mind that would be a legitimate crime DSP would break is; according to him he's gotten several credit cards to play games with his debt. That isn't illegal, however he most likely lied about his income to get higher credit card limits. This is something basically everyone does. Make $50,000 a year? Put down you make $75,000. it isn't going to be checked and as long as you are responsible with your usage everything will be fine.

The problem comes in when/if there's any reason for you not paying back that money. Defaulting on the debt or filing Chapter 11 or 13 (bankruptcy)? Suddenly the credit company is going to go "what the fuck? you said you made this much, now we want proof" and if you can't provide that proof or pay off your debt you are going to jail for fraud.

 

[Crunchy Smegma]

I'm... Goutman

 

[Meerkat Ink]

Again, not to power level, but working in banking, the first thing that comes to my mind that would be a legitimate crime DSP would break is; according to him he's gotten several credit cards to play games with his debt. That isn't illegal, however he most likely lied about his income to get higher credit card limits. This is something basically everyone does. Make $50,000 a year? Put down you make $75,000. it isn't going to be checked and as long as you are responsible with your usage everything will be fine.

The problem comes in when/if there's any reason for you not paying back that money. Defaulting on the debt or filing Chapter 11 or 13 (bankruptcy)? Suddenly the credit company is going to go "what the fuck? you said you made this much, now we want proof" and if you can't provide that proof or pay off your debt you are going to jail for fraud.

bizzarre that the post you quoted shows up as mine, but is actually @harbinger 's

 

[Very Honest Content]

Yeah, we need a poll to decide which bankrupcy chapter DSP is going to declare. Also how much of a bath he's going to take on the condo on the east coast in the short sale.

 

[JustcallmeVi]

Here's a complete backup/archive of the emergency segment.

https://youtube.com/watch?v=D0NQe-4V6V8

Vague, generic ass statements about how he's in "the worst financial situation" yet again and it worked cause a big whale showed up with 200 bucks(Jeff), a hairline that makes him look balder than usual, AND a time limit for his paypigs?

We are in HBS2019!

Also, isn't it a little odd how he has been doing $200 tip goals for a while now and only now asks for 1800 in seven days?

Oh, my bad. They went to his daily bills

 

[Pargon]

Given how he talks about being in trouble legally, it sounds like someone threatened to sue him unless he paid up. It sounds like his plan to let the CTondo go into foreclosure has gone horribly awry, and the new bank that has his mortgage is probably threatening to file suit against Phil unless he gets back up to current.

In short, Phil shot himself in the foot. Again.

Rampant speculation is fun (and, I'd argue, belongs just in just about every thread on this subforum) but we all need the periodic reminder that DSP lies all the fucking time, about things that both do and do not matter. A lot, but certainly not all, of what we know about things like his plan to deal with the CT condo comes from his mouth.

I'd never argue the man knows his 5D chess but what he does know his how to spin just enough of a story to idiots to get them to buy in. Let's not be idiots ourselves by swallowing anything he puts out there without something to substantiate it. We've heard this particular tale so many times and what's come of it that we can see and hear? Nothing. For all we know this is $1800 he plans to put toward some lavish Christmas gift or plan that he needs to put a down payment on before a deadline.

This man sowed tales of woe about his taxes for months without showing a shred of paper, and what happened when those stories were put to bed? The Soulmaid moved in.

Trust nothing. Verify everything.

 

[DiabeticSP]

I imagine Phil decided to not pay the CT mortgage, spent that money because it 'was freed up now', and now can't afford to throw a huge chunk of change at the payment now to not get sued by the new bank that bought his mortgage.

We know he's tried the last 2 years to refinance shit, but can't show his income is steady/rising (the original I NEED CASH NOW NOT BITS) reason.

So we'll see, I assume he'll limp on.

 

[Ahffline]

Just a quick note for everyone: my logs don't show PlanetJeff as having been in chat all day, so that $200 most likely came from somebody else. Phrenelith/heaving_earth was in chat, so they're a possibility, especially since it sounds like Phil (badly) pretended not to know who "Nobody" was.

PlanetCuck will make up the difference if Piggy needs some funds by the end of "REEmergency Week", if he doesn't pop in with a massive cuckblast before then.

 

[samovski]

I'm... Goutman

View attachment 982839

Genuine question, is he ill? He looks even worse than usual imo, and he looked like shit before.

Or is this just drink?

 

[Crunchy Smegma]

Genuine question, is he ill? He looks even worse than usual imo, and he looked like shit before.

Or is this just drink?

He leaves the house once a week and is on the "lose weight by never exercising" diet. He's basically a moleman.

 

[big ups liquid richard]

Even better, black_mage_ctype is apparently his brother. So it's a total family affair.

I remember encountering him on steam. He's a fur fag. And like most furries, has a very large ego and a desire for attention. Hence his giant paragraphs he would spam at the beginning of DSP playthroughs.

Steam Community :: Blk_Mage_Ctype

Just because some mages are evil doesn't mean they all are, I'm not! ...I'M NAWT!!! NOTES: Item Showcase is not for sale, don't bother offering. Don't add me to trade unless I've expressed interest in trading somewhere. If you're going to add me at all, please leave a comment first so I know who...

steamcommunity.com

same avatar as his twitch and KoH account. He must be very proud of it.

Twitch

Twitch is the world's leading video platform and community for gamers.

www.twitch.tv

User:Blk Mage Ctype - Official TF2 Wiki | Official Team Fortress Wiki

wiki.teamfortress.com

Blk_Mage_Ctype - The King of Hate Forums

He's been using that name for pretty much everything online related for the past 6 or so years. A diligent sleuth could probably find out more.

 

[BrokeACKMountain]

Another financial emergency? What a fucking shocker. I bet he hasn't even considered whether he is financially stable enough to care for Jasper, though that's probably just me being a psychopath detractor what with me thinking about the potential well-being of an animal.

 

[Freshtodeath]

I like how he is acting like 1800 dollars is some massive amount of money. If you're gonna lose your house over 1800 dollars get a job dumbass.

 

[Raven'sChild]

He is still going to be taking time off. Desperately needs money ASAP, still taking off.

Sure, Jan

He's an adult. He told the chat that he HAD to take a day off every week because he had Adult things he needed to do!

Here's a complete backup/archive of the emergency segment.

https://youtube.com/watch?v=D0NQe-4V6V8

He may be in the worst financial situation in his life and be in desperate need of $1800...but they definitely spent a good bit of time at the pumpkin patch yesterday on their Day Out and went on the Hay Ride as some one has a sunburn >.>

...
However, there was one interesting bit I noticed and didn’t see any comments on. “I can’t explain to you what’s going on because legally it doesn’t make any sense, and legally it could hurt me.” (There may be some light paraphrasing) Has he basically admitted to having committed a crime? Has he committed fraud in some fashion?

...
I think it's either showing a certain income to the bank for a re-fi or some kind of debt payment he fell behind on and is afraid of being sued over.

My money is on him attempting to artificially inflate his income for his re-fi. He recently began his $200/day tip goal and for the most part was "on pace" with meeting , if not exceeding those daily goals. This past streaming week, however, has seen a number of days that failed to reach the $200 begin deposited daily into his bank account. His language make me lean toward this as well: He needs the money to 'stay on pace'. If he fails to raise the money before the 1st, it would undo all the 'positive work he had been doing to keep on pace'. He was calling this re-fi a saving grace that would free up more money as he'd be paying less. He was planning to wrap ALL his credit card debt up in this re-fi to again 'free up more of his income by having few bills to pay'. All these 'appointments and meets' have been about the re-fi and/or the suggested incorporating 'the business', setting up paying himself and investing the rest to retire at 40. He keeps talking about not being able stream the way he does now 5 years from now. He let slip he might not living in Washington State 5 years from now. I think he's planning his cash-out and he's either going by his parent's plan or a financial advisor his parents set him up with to get him on track for his future.

 

[actually]

his CT kahndo taxes are due 31st Oct

Again, his property taxes are almost certainly built into his mortgage payments. The only way the property taxes aren't getting paid are if he's not paying the mortgage payments on the CT condo.

@SoapQueen1, scenario question for you. If (and it's a huge IF) Phil actually went through with the whole "I'm just going to foreclose on the CT condo by not making payments" plan, could the bank / mortgage holder come after him and demand that he pay the property taxes or else they'll sue him for it?

 

[clownpiss]

during the emergency segment he mentions multiple times how he was "advised" to share as little as possible. think of a situation where you want something from someone and your best plan of action is to tell them as little as possible what you want it for. he literally sounds like a lying addict because its what he is, a lying conning cash addict.

he's also trying to frame it as kat advising him to tell his fans as little as possible, why would he say he was advised to share as little as possible.

 

[Freshtodeath]

what kind of income is he trying to show bank? 200 a day 6 days a week is 57k. He made 100k in either 2017 or 2018. Maybe they are being careful now that he clearly lied about his income to them.

 

[tzgnilki]

what kind of income is he trying to show bank? 200 a day 6 days a week is 57k. He made 100k in either 2017 or 2018. Maybe they are being careful now that he clearly lied about his income to them.

that's only tips

he still has subs, bits, patreon, youtube & merch

 

[Freshtodeath]

I dont understand why he doesn't just pay bills with his income then have kat put all her work money into a savings fund. After enough time he'd have some money saved up, Why does all the money in his househould have to evaporate right away? Also he has plenty of things in his house he could sell at a pawn shop for money.

 

[tzgnilki]

I dont understand why he doesn't just pay bills with his income then have kat put all her work money into a savings fund. After enough time he'd have some money saved up, Why does all the money in his househould have to evaporate right away? Also he has plenty of things in his house he could sell at a pawn shop for money.

khet probably pays for nothing, their relationship started with her having no clothes, and being homeless

their entire relationship is based on dave providing for her