At some point when you've stacked more silver coins, yeah there's a benefit to having all sorts of insurance as a hedge against random bullshit coming along and bankrupting you, no disagreement there.
But as a poorfag trailer park king, unless you strive to be a serial user of insurance-covered medical services (dentist, OB-GYN, dermatologist, acupuncturist, therapist, etc.) or you have recurring costs and need insurance + an HSA (glasses, insulin, auto-immune, etc.) I think most single men/women come out ahead financially not having insurance.