US US Politics General 2: Hope Edition - Discussion of President Trump and other politicians

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Should be a wild four years.

Helpful links for those who need them:

Current members of the House of Representatives
https://www.house.gov/representatives

Current members of the Senate
https://www.senate.gov/senators/

Current members of the US Supreme Court
https://www.supremecourt.gov/about/biographies.aspx

Members of the Trump Administration
https://www.whitehouse.gov/administration/
 
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i cant believe people even get mortgages
i look at the amount of interest you pay on a 30 year at a rock bottom rate and it makes my blood boil
just live with your parents or family and save your money you dunces
oh and get a real fucking career
Not all of us have the luxury of being born into the Qing dynasty
 
Why bother with the means testing? There's a lot fewer high income people than low income people, so the total expenditure will be relatively small, and they're the ones who actually pay taxes.
Because the IRS already has a list of people and how much income they report having, so it's real easy?
 
Right. He's in a stagflation trap and is doing everything he can to avoid calling it for what it is. He passed the BBB in order to spend, and spend he is. I agree no one in his circle is stupid enough to balance the budget, but they also seem determined to not even get it close to do a balancing act either. No that Dems got close either. But I would be skeptical of calling the amount of money collected from the tariffs as being anywhere near a figure he could direct anywhere that would have a meaningful impact on inflation if he disbursed it. The amount collected is always less than the impact on consumers, so even 100% distribution could not offset the inflationary nature of tariffs.

He's doing several things all at once that are working against each other, something has to give. And it's going to happen shortly.
Thank you for giving me a reason to dust off an old favorite, you stupid fuck.

poop skin.jpg

it's early and i'm pretty well known for being a fuckign retard, but how hard would it be to make a mortgage transferable? Like say you are some young couple, looking to have a couple kids and want to buy a nice place you can grow into. How hard would it be to put some system into place that says you can transfer to your kid when they get to be in the same position in 25 years or so? This is completely ignoring the stupidity of 50 years of interest, but wouldn't it allow you to get a much bigger/more expensive house though?

I hate the idea of a 50 year mortgage, fuck that dumb shit, but just sort of thinking around the edges of it a little bit.
 
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Thank you for giving me a reason to dust off an old favorite, you stupid fuck.

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Relax buddy, I thought Trump would have waited until the 2nd or 3rd year to execute "plan retard" on the economy so he wasn't around for the consequence, but bless his heart he opted to execute the plan within the 1st 6 months. I'll be around when it falls apart, so will he and so will you.

Bank on it.
 
Relax buddy, I thought Trump would have waited until the 2nd or 3rd year to execute "plan retard" on the economy so he wasn't around for the consequence, but bless his heart he opted to execute the plan within the 1st 6 months. I'll be around when it falls apart, so will he and so will you.

Bank on it.
It turns out you can’t sell services and rent seek into perpetuity.
 
It occurs to me that economic disaster is largely inevitable as we approach "the singularity" or w/e. The fact of the matter is that no one can really envision the future, aside from the idea that there's gonna be smart robots, which is why all of the money is pouring into a few tech companies. Aside from that there's no one investing in communities, because people don't see a future in communities, only chaos.

Why build anything or study anything when you have no idea if there will ever be any return on your investment? Its this situation that no one can change, which is why the only things being built are built on subsidy instead of investment.
 
but the Trump administration gravely underestimates just how pessimistic the 25-35+ age bracket is.
Something my dad (who's a Boomer) said that really stuck with me is that your view of what the world is crystallizes in your 40s. Things that happened when you were a young adult will always feel recent (for my dad, that's the late 70s and early 80s). Your peer group will always be a +/- 10 year age bracket around you, and you will quickly lose touch with what's going on with young adults. Your mental picture of what school is like will always be what school was like for you and your peers.

This is a major part of why I think you should be ineligible to run for federal office past the age of 70. It's not that people in their 70s are all stupid or selfish or whatever. It's that they completely do not comprehend what life is like for anyone under 50. Trump's no different. He can look at economic statistics and demographic statistics, but on a "gut feeling" level, he's intuiting what life is like based on his experiences from 1975-1995 or so. There are big pieces missing from his picture that he can't fill in because he's almost 80.

Now, fortunately, we have Millennials like Stephen Miller and JD Vance filling in the gaps. It's clearly helping. But Trump himself is too old, and I'd like to see the end of the gerontocracy in my lifetime.
 
i cant believe people even get mortgages
i look at the amount of interest you pay on a 30 year at a rock bottom rate and it makes my blood boil
just live with your parents or family and save your money you dunces
oh and get a real fucking career
It's honestly very worrying the amount of people in this thread that doesn't know how to pay off debt, like you guys do realize you're not supposed to just pay the minimum payment the rest of your life right?
Learn how to debt snowball, and pay more than what they ask.
 
i cant believe people even get mortgages
i look at the amount of interest you pay on a 30 year at a rock bottom rate and it makes my blood boil
just live with your parents or family and save your money you dunces
oh and get a real fucking career
Thank you for giving me a reason to dust off an old favorite, you stupid fuck.

View attachment 8146753

it's early and i'm pretty well known for being a fuckign retard, but how hard would it be to make a mortgage transferable? Like say you are some young couple, looking to have a couple kids and want to buy a nice place you can grow into. How hard would it be to put some system into place that says you can transfer to your kid when they get to be in the same position in 25 years or so? This is completely ignoring the stupidity of 50 years of interest, but wouldn't it allow you to get a much bigger/more expensive house though?

I hate the idea of a 50 year mortgage, fuck that dumb shit, but just sort of thinking around the edges of it a little bit.
I don't know what either of you are dealing with, but what I see a lot of is people not putting 20% down, making minimum payments or missing payments, and being terrible with money general. Mortgages can be transferred but requires the lender's approval. As long as the assumer of the mortgage has good credit, it can be done.

My advice is always put 20% down, do not miss payments, and live beneath your means. I see way too many people say it's impossible, but the issue is they basically give up on the idea of saving a little money every month because their dopamine receptors are completely fried. If you cut the cable, you can save an average of $120 a month. Even more if you don't buy streaming services. Don't buy junk food, hang onto old phones, old cars, and so on. Buying a house is possible, but so many people fuck themselves by not caring about their credit early in life and being spendthrifts.
 
I've been dicking around with some Mortgage calculators and according to those the difference in monthly payments between 50 year loans and 30 per month is effectively negligible.

20 Extra years of Interest is a bitch LMAO
Ya, playing with the numbers I'm seeing 10% to 20% larger home purchase (depending on the rate) with the same monthly payment assuming you get the same interest rate between the two term lengths (which you won't). So absolutely hyperbole on my part with the 3x.
 
Why bother with the means testing? There's a lot fewer high income people than low income people, so the total expenditure will be relatively small, and they're the ones who actually pay taxes.
I would agree, but it does make it so that a lot of middle class white collar bughive dwellers won’t get anything. Tech companies hand out high wages only for these people to be trapped in high rent places, living from paycheck to paycheck. They won’t see a cent of this.
 
I don't know what either of you are dealing with, but what I see a lot of is people not putting 20% down, making minimum payments or missing payments, and being terrible with money general. Mortgages can be transferred but requires the lender's approval. As long as the assumer of the mortgage has good credit, it can be done.

My advice is always put 20% down, do not miss payments, and live beneath your means. I see way too many people say it's impossible, but the issue is they basically give up on the idea of saving a little money every month because their dopamine receptors are completely fried. If you cut the cable, you can save an average of $120 a month. Even more if you don't buy streaming services. Don't buy junk food, hang onto old phones, old cars, and so on. Buying a house is possible, but so many people fuck themselves by not caring about their credit early in life and being spendthrifts.
How retards buy a house:

They go around and look for a house until their wife/gf (lol, you will get NOTHING when he DUMPS you) gets excited about, then sign in blood whatever they need to in order to maybe kinda sorta make the payment.

How to actually buy a house:
  1. Look at the prices of homes in your area. Eat beans and live in a 1BR until you have saved up 20% of typical house price. No expensive vacations, that money goes into the down payment fund.
  2. Figure when you want to be out of debt, that's the max mortgage term you will accept. Figure your household income, leave room for savings, kids, etc. Cut the remainder by 1/3. That's the max payment you can afford.
  3. Find a house that matches the payment and the term. Surprise mothafucka, it's not a big house in a really nice neighborhood. You'll get over it, my grandparents raised 4 kids in a 900 sq ft home.
Going through this will confront you with the reality that Americans are in fact a lot poorer than we used to be. Sucks to accept it. I live in literally 1/3 the house my dad did at my age despite being in the same income bracket, percentile wise. We've regressed a lot since the 80s. But you'll also find you worry about money a lot less by figuring out what your means actually are and staying within them.
 
Gonna add this as an additional post to my finances sperg above: I have seen way too many people laugh about credit scores, say it's a Jew trick, it doesn't matter, so on, and I earnestly believe this is some Chinese psy-op or something. Piss and moan about it all you want, but everyone I know who took their credit seriously are now homeowners and doing well while the people who ignored this stuff are stuck in a rut.
Almost like society has been engineered to indoctrinate people towards this kind of addiction.
The biggest failure of the US education system has been not teaching kids anything about finances. My parents made a lot of mistakes raising me, as everyone here can tell, but they taught me about money and finances. So many kids have parents who suck with money and learn from them.
 
Gonna add this as an additional post to my finances sperg above: I have seen way too many people laugh about credit scores, say it's a Jew trick, it doesn't matter, so on, and I earnestly believe this is some Chinese psy-op or something. Piss and moan about it all you want, but everyone I know who took their credit seriously are now homeowners and doing well while the people who ignored this stuff are stuck in a rut.
This means nothing. You can get a high credit score by having a bunch of credit cards maxed out and paying them even every month for years. A credit score is Jewish because it tells the Jews who run big finance that you are a willing host for the usurious parasites.
 
This means nothing. You can get a high credit score by having a bunch of credit cards maxed out and paying them even every month for years. A credit score is Jewish because it tells the Jews who run big finance that you are a willing host for the usurious parasites.
What's your credit score?
 
it's renting, but you also have all the downsides of being an owner and have to pay for all repairs. you can paint the walls and hang up as many pictures as you want though so there's that i guess?
Don't forget being beholden to HOA faggots who form a fifth layer of government over your property and can force foreclosure over disputes as low as a few thousand dollars if they get feisty enough.

(baseball bats and brass knuckles are still useful antidotes to egregious misbehavior though, thankfully -- turns out your 70-year-old busybody neighbor asshole down the street isn't as invincible as he thinks he is)
 
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