Payment Processor Censorship (Visa / Mastercard / Stripe / PayPal etc) - Discuss Payment Processor/Gateways/Banks censoring people in this thread.

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LongTallTexan said:
What is the solution for payment processor censorship? I honestly forgot about this issue, but seeing this thread reminded me of it.
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Crypto. But that's limited becuase they're going to do whatever they can to destroy and subvert that.

Regulation won't work, they are immune to regulation and control the government, which has been subverted and made useless.

Bad press won't work, they'll just scream "guns, terrorists, pedophiles, think of the useless women or children" and that's the end of that.

Alternatives are not allowed to be created, up to the point that Juju The Cow couldn't even make NewProject2 and is now banned from having a bank account cause he tried.

You cannot be allowed to do business without their permission, their entire worldview, their entire business model, their entire social engineering plans relies on them having the final, ultimate say in what you can do.
 
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Visa's 3dsecure is starting to process unionpay transactions and jcb. At first i thought that would be the alternative, but the more i think about it the more i realize that is probably the driving force behind the current state of censorship.
 
My Power Company Closed down all there in person shops 6 years ago, so you could no longer pay in person or in cash, they let you use western union for a coupkle of years then got rid of that option too. Over the last 3 years they jacked rates up 30 percent every 6 months as my power usage has not changed one watt.

Salution for me was setting up a LLC that is set up with a local credit union to only pay the power bill and other such Pussy organizations that are afraid to deal with you in person. This is a war and you either have the fortatude to fight the long game for every inch they take or you bend over and take a chip in your ass
 
LongTallTexan said:
What is the solution for payment processor censorship? I honestly forgot about this issue, but seeing this thread reminded me of it.
Click to expand...
Get an obscure provider, then hide that they are the processor on the website (so no cancel requests come in). Crypto doesn't work in the real world: not enough people use it to make it a viable sole business payment method.
 
LongTallTexan said:
What is the solution for payment processor censorship? I honestly forgot about this issue, but seeing this thread reminded me of it.
Click to expand...
The solution is having your own federally-chartered credit union so you can get access to FedACH for payment processing. This doesn't make you bulletproof, but it does raise the bar for anyone trying to fuck with you to such a level that unless you manage to piss off a billionaire or ten then you are, for all intents and purposes, bulletproof. Naturally this costs $$$$$, hence why it is way beyond what anyone here is capable of accomplishing (including dear feeder).
 
paper_terrorist said:
Get an obscure provider, then hide that they are the processor on the website (so no cancel requests come in). Crypto doesn't work in the real world: not enough people use it to make it a viable sole business payment method.
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It's too slow and the fees are too high. Not cost effective.
I wish it was more practical cause I would use it in a heartbeat.
 
The FTC Chairman sent letters to PayPal, Stripe, Visa, and Mastercard warning them that they can no longer deny services to political affiliations, religious beliefs, or lawful business activities.
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(tweet / archive)

Full FTC statement (archive): "FTC Chairman Andrew N. Ferguson Issues Warning Letters to CEOs of PayPal, Stripe, Visa and Mastercard About Debanking American Consumers"
Federal Trade Commission Chairman Andrew N. Ferguson sent letters today to four major financial infrastructure platforms and payment providers reminding them of their obligations to their customers under the FTC Act.

The letters issued to the CEOs of PayPal, Stripe, Visa and Mastercard raise concerns about publicly reported examples of financial services companies denying their customers access to services due to their political or religious views.

“Full participation in commerce and public life necessarily requires that law-abiding individuals can access, and freely participate in, our financial system,” Chairman Ferguson wrote.

“It is inconsistent with American values to deny law-abiding individuals the ability to run their legitimate businesses and feed their families because they attracted the ire of rogue American officials, overzealous activists, or, more worryingly, foreign governments seeking to control public discourse,” he continued. “That is why President Trump’s August 7, 2025, Executive Order on debanking makes clear that it is unacceptable to debank law-abiding citizens due to ‘political affiliations, religious beliefs, or lawful business activities.’”

The letters warn the companies that any act or practice to deplatform customers or deny them access to financial products or services, or to facilitate such conduct by other companies, that is inconsistent with their terms of service or a customer’s reasonable expectations may violate the FTC Act and could lead to an FTC investigation and potential enforcement action.

The FTC in recent years has brought numerous enforcement actions against payment infrastructure platforms and related entities for unfair or deceptive practices, including misleading merchants about fees and contract terms and facilitating fraud on consumers, including through the means of card networks.

View all FTC warning letters at ftc.gov/warning-letters.

The Federal Trade Commission works to promote competition, and protect and educate consumers. The FTC will never demand money, make threats, tell you to transfer money, or promise you a prize. You can learn more about consumer topics and report scams, fraud, and bad business practices online at ReportFraud.ftc.gov. Follow the FTC on social media, read our blogs and subscribe to press releases for the latest FTC news and resources.
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PayPal Letter:
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Stripe Letter:
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Visa Letter:
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Mastercard Letter:
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All local archives are attached in this post.
 

Attachments

I genuinely can't believe they did it. Usually the feds are happy to let the banks lead them around like a dog on a chain, someone must have made someone very unhappy.

Hopefully this means a continued improvement on KF's payment options. It's kind of crazy to think things went from operating exclusively over Tor and only accepting checks in the mail to possibly being able to pay for T&H using fucking paypal.
 
That's nice. When will the bankers and processors be punished for what they've already done and then forced to reverse prior debanking? This is just a strongly-worded warning. Where are the consequences?
 
notorietus said:
The FTC Chairman sent letters to PayPal, Stripe, Visa, and Mastercard warning them that they can no longer deny services to political affiliations, religious beliefs, or lawful business activities.
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And nulls gonna feature this in 3, 2, 1...

I'm really really glad this horse shit isn't being utterly and completely ignored anymore. Even if this doesn't 100% work, serious attempts made is like a gulp of air.
 
Hopefully the debanking of the likes of the Canadian truckers who got their bank accounts frozen shall be reinstated. I am also amazed the fed has taken a hardline stance against debanking for political affiliations.
 
I'd love to support the forum, but it's a real a pain in the arse if you don't live in the US or Europe. Hopefully Null can set something up now that'll make it a lot easier for the rest of us. God knows how much support he'll get, but I bet it's enough to buy all the cheese and high priced lawyers he wants to crush his enemies.
 
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