So the question is: Do we invoke our Constitutional Rights to not submit ourselves to Judge Judy's court and demand Roy Philopose sue us in Federal Court (which he might), or do we play in Judge Judy's court and see what happens? The CCB is so new we don't really know what happens in it. Playing in the CCB means we greatly reduce our liabilities and reduce our expense in litigation (I can answer it myself!), but because it's so rare anyone even uses it we don't have a clue if the process is very unfairly slanted in favor of complainants.