I can't quote
@toilet_rainbow 's latest PotatoTV roundup, but my god, this woman's notions about money, how people acquire it, and what they ought to do with it is...exactly what I would expect from her. Good gravy.
Once you are a millionaire, you have crossed the threshold, you have made it, baby! *deep breath*
Really? How do you quantify a "millionaire," Polissa? Cash on hand? The current value of a home or investment portfolio? Net worth?
You should be given a form saying that you can exempt yourself from the social security potluck- the pot! At that point, *deep breath* you can cash out what you've paid in into a 401k program of your choosing or a CD [yeah I'm taking financial advice from someone that thinks Jimmy Dean Bowls every day are an economically sound breakfast option].
So—wait. Under the Polissa Plan, if I fit whatever her definition of a millionaire is, I'd get back every last dime I paid into Social Security over the course of my entire working life, from my first job 40+ years ago, right up to the point I became a millionaire? Sweet.
Yet, for some reason, she insists that it still be locked up in an investment account, where I wouldn't be able to use or invest it (or donate it to buy peel-and-stick tiles to cover a trailer floor so cats can piss on it) as I choose. No; instead she wants it to go into either a 401k (which is provided by an employer, not the government), or a Certificate of Deposit, which is okay for keeping cash locked up and earning a little bit of interest over the short haul, but is not meant to be a long-term investment vehicle (as a 401k is).
This level of stupidity makes my head hurt, just contemplating its existence. She's heard about 401ks and CDs, but has no clue what they actually are or how they function. Which would be fine, given she's never going to have either one, but pretending she knows what they are and how they would fit into her brilliant financial plan, and that anything she said made any goddamned sense—for fuck's sake, Polissa.
*deep breath* *finger wag* You no longer need that entitlement program!
And apparently, that entitlement program no longer needs millionaires contributing to it in order to keep sending people like Polissa "free" moneybevery month!
You read it here, folks.
[Fuck you, people with houses worth $1 million in California!] You've made it, your money makes money for itself at that point! [Not necessarily- $1 million in investments is different from $1 million in savings, for example, and we're not even going into taxes or net worth] *finger wag* That entitlement is for working class Americans [oh which Polissa is no longer]!
Yeah, in order to be "working class," Polissa would have to, you know—
work. Instead, she's part of the non-productive dependent class, whose sole contribution to the economy is through consumption, spending their government tugboat as quickly as it comes in. And when Lord Beetus has finally fucked Josh until his kidneys give out, he goes blind, or his feet rot off, he'll join her.
The Communist Party would assign her to the lowest class, the
lumpenproletariat,
which they currently define as:
"Generally unemployable people who make no positive contribution to an economy. Sometimes described as the bottom layer of a capitalist society. May include criminal and mentally unstable people."
Personally, I prefer the term "useless eater."
*finger wags more* People who will never be the millionaires! *yet more finger wagging* It is there to ensure that we can retire at a decent age! In a decent level of comfort through our old age until the day we die!
No, that's not what Social Security is for, Polissa. The average monthly retirement benefit last year was about $1500. Combined with other programs (Medicare and food assistance), it's there to keep the poorest elderly from ending up in the most abject poverty. It's about ensuring basic survival, not " a decent level of comfort" (with Polissa deciding what qualifies as "decent," of course). For anybody who has been in a position to save toward retirement, it's a supplement to their pension and/or investment income—and one they are entitled to, for having paid into the system throughout their working lives. And yes, they're entitled to it even if they fit whatever your definition of a "millionaire" is.
*deep breath* *finger wag* That's the exchange of the American working people with the United States government! [Again, Polissa is not a working American] We will work your your crummy jobs, *deep breath* but you take care of us in our old age! *deep breath* If you're a millionaire, that narrative no longer fits you! So why are you in that program? Why are you in part of the entitlement? [Millionaires don't get disability? Unless she means retirement benefits? And again, old people can have assets of $1 million but not necessary have $1 million to their name]
I don't know why the fuck she's talking about retirement benefits; neither she nor Josh will live long enough to collect them, and given how few years she worked and paid into the system, she'd get a pittance.
*deep breath* You might think that $1 million
is not a lot of money. *deep breath* *finger wag*
Yeah, because in a lot of places, and under a lot of circumstances, $1 million really
isn't a lot of money. It may seem like a vast amount to somebody as pig-ignorant as Polissa, but if you live in a more expensive place, or retire at 67 and end up living to be 102 (as a relative of mine did), you're probably going to run out of money before you die. Not that Polissa would ever have to worry about that scenario.
*also lol she's clipping particularly bad into the background here* Your money still makes money for you if you manage it the right way! [I'm not taking budgeting advice from Polissa Campbell] *deep breath* *tone gets very aggressive here* Get you an accountant! Go to the bank, they've got them there! I'm sure you already know that if you've made $1 million!
How much money I've got is irrelevant, but I didn't find my accountant by waltzing into my credit union and asking for one (they would have thought I was nuts). Instead, I asked somebody else (who had similar complicated earning habits, and clearly had their shit together) who they used. And that's how most people—millionaires or not—find their accountants.
Polissa wouldn't know this, but how she jumps to the conclusions she does despite her total ignorance, and so confidently treats them as facts, never fails to astonish me.
*deep breath* The entitlement is for working class Americans! And $1 million, mmm *head shake* and all purposes in my book? You've made it, you're probably the boss at that point! [*cries in financial advisors claiming that millennials should save up $2 million before retirement*] You are not a working class American! Just my two cents! [My two cents: Polissa really doesn't understand class, more at 11]
Two cents (in the current debased coinage; not actual copper) is all her opinion is worth.
Social Security is for
all Americans who pay into it, whether they work the lowest-paid jobs, or the highest, or make their money through self-employment and/or investments. Polissa doesn't like that? Boo fucking hoo.
Y'all. I'm gonna lose my brain, lose my sanity, what's left in it! [but I thought you never had sanity? You joked about that once] The marbles are rattling around right now! *weak giggle* Anyways, I hope you're doing better than I am! *tongue click* I love y'all!