Containment What will happen when Barb dies?

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Rukario said:
Like I said in my post, there's a lot of gold jewelry that Barb and Chris bought over the years. Even if its just Barb's wedding ring and that necklace she wore in some videos, it will still be worth more than the entire house. 14BC is known to have structural damage and mold is growing on the walls. Ruckersville isn't a very desirable neighborhood either due to its lack of sewage pipes and considerable distance from any cities.
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There's no way that Barb has jewelry valuable enough that it covers the mortgage she took on the house + her credit card debt. At best Chris can maybe hock all of it for 1000 dollars.
 
Watcher said:
There's no way that Barb has jewelry valuable enough that it covers the mortgage she took on the house + her credit card debt. At best Chris can maybe hock all of it for 1000 dollars.
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He'd have to have it physically to take it to a pawn shop and they give you pennies on the dollar. So unless he goes there and literally burglarizes the house, he doesn't have that shit. Possibly Barb is senile enough she hasn't disinherited him entirely. So he might literally inherit the property. If so he'd best get on selling anything valuable on ebay and cashing it in before it's foreclosed on which will be pretty soon.

And we know that lardass isn't quick about doing anything. "I'M WORKING ON IT" he screams as the sheriff's deputies drag him out.
 
AnOminous said:
He'd have to have it physically to take it to a pawn shop and they give you pennies on the dollar. So unless he goes there and literally burglarizes the house, he doesn't have that shit. Possibly Barb is senile enough she hasn't disinherited him entirely. So he might literally inherit the property. If so he'd best get on selling anything valuable on ebay and cashing it in before it's foreclosed on which will be pretty soon.

And we know that lardass isn't quick about doing anything. "I'M WORKING ON IT" he screams as the sheriff's deputies drag him out.
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Since there is an order against him and all, I would honestly think Chole would get first dibs on stuff. Next of kin and first born, assuming she wasn't adopted as an adult to care for her.
 
Mikhail Gorbachev said:
Since there is an order against him and all, I would honestly think Chole would get first dibs on stuff.
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We don't actually know that. We've just been assuming it. Whatever order was against him originally would probably have expired some time while he was in jail, and he might not have another. In any event if she died and he inherited the house by intestate succession, or she actually leaves it to him in the will, he'd obviously go there.
 
Watcher said:
There's no way that Barb has jewelry valuable enough that it covers the mortgage she took on the house + her credit card debt. At best Chris can maybe hock all of it for 1000 dollars.
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Either way, he'll have a tough time just to pawn everything he pretty much has.
 
Rukario said:
This brings up an interesting possibility. What-if Chris appears on Pawn Stars, trying to sell Chum Lee his "Wall of Originals" and throwing a Curse-ye-ha-me-ha when he's only offered $1?
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If he could ever drive his car from Charlottesville to Las Vegas, he needs to have plenty for gas money.
 
Black Yoshi said:
Oh no, he'd do another gofundme to pay for airfare and then another sex crime confession leak makes the rounds 2 weeks before he's supposed to leave.
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And then as the same old story goes, weens will ironically donate his GoFundMe for Chris to do it so he could go to jail again for his next sexually deviant relationship with his mother.
 
AnOminous said:
We don't actually know that. We've just been assuming it. Whatever order was against him originally would probably have expired some time while he was in jail, and he might not have another. In any event if she died and he inherited the house by intestate succession, or she actually leaves it to him in the will, he'd obviously go there.
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Don't quote me on this, but aren't houses usually repossessed first after deaths when creditors are coming after the now-deceased? If so, he definitely won't be returning to 14BC.
 
fuckinghellman said:
Don't quote me on this, but aren't houses usually repossessed first after deaths when creditors are coming after the now-deceased? If so, he definitely won't be returning to 14BC.
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You can't just instantly repossess. Even with nonjudicial foreclosure (which Virginia has), you still have to set up a date for the sale, and if someone is squatting there, you still have to go through the formalities of getting rid of them. Until they foreclose, he (and Cole) would be the owners in the absence of a will, and I assume Barb is too selfish and stupid to have bothered with that.

He'd also ignore whether or not the bank now owned it and cling to it like a barnacle for however long as he could. So if they jumped in and immediately foreclosed when he showed up to claim his "birthright," if he was already there, he'd probably stubbornly refuse to leave until dragged out in Hedgehog Defensive Posture, screaming and wailing. Not sure how long that would take. In some states even a squatter who is a total stranger to the property takes months to evict.

I suspect it would go rather more quickly in Virginia but I don't really know.

Any unsecured creditors who hadn't perfected a lien on the property by that point would be shit out of luck, and probably even the ones with liens.

There's also the possibility of a reverse mortgage. That's been an urban legend that has floated around for years because of one mistaken statement by Null. That was a normal mortgage. However, she could have got one since then, if there was any equity whatsoever in the house to get one with.
 
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AnOminous said:
You can't just instantly repossess. Even with nonjudicial foreclosure (which Virginia has), you still have to set up a date for the sale, and if someone is squatting there, you still have to go through the formalities of getting rid of them. Until they foreclose, he (and Cole) would be the owners in the absence of a will, and I assume Barb is too selfish and stupid to have bothered with that.

He'd also ignore whether or not the bank now owned it and cling to it like a barnacle for however long as he could. So if they jumped in and immediately foreclosed when he showed up to claim his "birthright," if he was already there, he'd probably stubbornly refuse to leave until dragged out in Hedgehog Defensive Posture, screaming and wailing. Not sure how long that would take. In some states even a squatter who is a total stranger to the property takes months to evict.

I suspect it would go rather more quickly in Virginia but I don't really know.

Any unsecured creditors who hadn't perfected a lien on the property by that point would be shit out of luck, and probably even the ones with liens.

There's also the possibility of a reverse mortgage. That's been an urban legend that has floated around for years because of one mistaken statement by Null. That was a normal mortgage. However, she could have got one since then, if there was any equity whatsoever in the house to get one with.
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US credit laws and creditworthiness sounds really like it is far to easy to get credit and debt with plenty of scams to get out of repayment.

Or am I just interpreting all this wrong?

It would be exceedingly difficult in both countries I have lived in for a person over pensionable age and a person on long term sick to get a mortgage.
 
Black Yoshi said:
Actually given his teen love twitter like I have a bad feeling he'll be in for kid diddling next time around...
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Gosh, remember the timeline when everyone thought Chris wasn't capable of any of this stuff? That he was just a tubby hopeless romantic? That he could never be able bodied enough to cause any real harm outside of his comics. He goes and just does the unthinkable somehow shocking even the most hardened Christorians.

This really is the darkest saga.
 
Black Yoshi said:
Actually given his teen love twitter like I have a bad feeling he'll be in for kid diddling next time around...
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He is not capable of grooming a kid. I don’t mean morally, I mean I don’t believe he could outthink a 12-16 year old or convincingly be one online.

If he tried to kidnap a child outright, then the police would catch him in moments.

So while he might get caught with child porn or possibly trying to buy an underage prostitute, the only other way I could envision it happening is if he manages to build a relationship with a single mother.

Hopefully, long before anything like this happens he winds up managing to hit or mace a copper, so gets a few years.
 
FinnSven said:
It would be exceedingly difficult in both countries I have lived in for a person over pensionable age and a person on long term sick to get a mortgage.
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It's pretty easy to get a secured loan if you own the property. Thanks to Bob, she owned the property outright when he died. She basically squandered it, first by blowing his life insurance on Rob Bell because her own wrinkled Snorlax ass was in danger of prison (she was also charged in the Michael Schneider vehicular assault case) and then by mortgaging it to buy Barbage to fill the house floor to ceiling with, not just once but twice, after it caught on fire thanks to her hoarding.
FinnSven said:
So while he might get caught with child porn or possibly trying to buy an underage prostitute, the only other way I could envision it happening is if he manages to build a relationship with a single mother.
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Or if he gets catfished into it by some retarded 14 year old autistic girl trying to score Discord points with some cabal of shitheads and pedos.
 
AnOminous said:
Or if he gets catfished into it by some retarded 14 year old autistic girl trying to score Discord points with some cabal of shitheads and pedos.
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Well that could work, sure.

Blue spike did basically that and it’s not like Chris learns, especially if he thinks it will result in China.

It wouldn’t exactly be his fault if that were to happen, that’s the thing though.

Sure he wouldn’t back off if the girl told him her real age, but it’s different one of them pursuing him rather than him actively hunting for a comely maid.

Luckily the law won’t make a distinction if he gets caught with 14 year old nudes or his grimy hands in her knickers.

There is a difference however between a stupid horny unfussy autist and a calculating pervert able to trick little girls into sucking and fucking.
 
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